BCGE BCGE.SW
SwitzerlandFinancial Services · Banks - RegionalSIX Swiss Exchange · CHF
40.00 CHF (+20.1%)
1 analysts
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BCGE (Banque Cantonale de Genève) is a Swiss cantonal bank offering retail, commercial, and wealth management banking services, with a focus on the local Geneva market and its surroundings.
Listed on SIX Swiss Exchange · Symbol BCGE.SW · SWX: BCGE · Currency CHF
Key points
from its scores- ✓High-quality business9.7
- ✓Favourable backdrop8.7
- ✓Strong growth7.3
- ✕Fragile balance sheet3.9
- !Modest dividend5.2
AI analysis
bottom line, main risk, context and newsBCGE is a high-quality Swiss regional bank with a reasonable valuation, suitable for investors seeking stability and solidity in the Swiss financial sector, with moderate upside potential.
BCGE shows moderate financial health (3.91) with an ROE of 9.91% and an ROA of 0.71%, but stands out for its exceptional quality and moat (9.68) with operating margins of 46.44% and net margins of 43.38%. Its valuation is attractive (P/E 9.79, adjusted P/B 1.02) and it shows revenue growth of 13.10%, although its dividend yield is modest (1.68%).
The main risk for BCGE is the tightening of Swiss banking regulation, which could increase compliance costs and pressure profitability, although its conservative business model and solid capital position mitigate this risk.
Context and risks
BCGE is a conservative Swiss regional bank focused on commercial banking and wealth management. Its main contextual risk is regulatory, given the ongoing scrutiny of the Swiss banking sector following the Credit Suisse crisis, which has led to stricter capital and supervision requirements. Although Switzerland has strong governance, tighter regulation for systemically important and regional banks could increase compliance costs and limit strategic flexibility.
Is BCGE stock cheap or expensive?
at the analysis dateOn P/E and Price / book, it trades 37% below the Financial Services median on average.
| Multiple | Company | Sector | Difference |
|---|---|---|---|
| P/E | 9.8 | 13.7 | −29% |
| Price / book | 1.0 | 1.9 | −45% |
| Price / sales | 4.2 | 3.5 | +22% |
Sector: median of the 351 Financial Services companies analysed. In bold, the multiples used for the comparison.
Valuation score: 6.7 out of 10 (median for Financial Services: 5.2).
Average analyst target: 40.00 CHF, +20.1% versus the price.
A discount may reflect more risk or slower growth than its sector: Financial health 3.9 (sector 5.5), Growth 7.3 (sector 6.9).
Classic formulas with standard assumptions (0.0% growth, 8-9% discount rate). Indicative only: they change a lot with the assumptions and are not a recommendation.
Work out its fair value yourself →How much would you have made investing every month? →
Comparing it with its sector does not say whether it is a good buy: this is not investment advice.
Score by category
0 to 10 · hover overtap each one to see what it measuresKey metrics
at the analysis date · compared with the Financial Services medianValuation
- P/E
- 9.8
- Forward P/E
- 10.2
- Price / book
- 1.0
- Price / sales
- 4.2
- Market cap
- 2.4B CHF
Profitability
- ROE
- 9.9%
- ROA
- 0.7%
- ROIC (approx.)
- 1.9%
- Gross margin
- 0.0%
- Operating margin
- 46.4%
- Net margin
- 43.4%
Solvency
- Total debt
- 11.4B CHF
- Net debt
- 3.4B CHF
- Cash
- 8.0B CHF
Growth
- Revenue growth
- +13.1%
- EPS (TTM)
- 3.40 CHF
- EPS (forward)
- 3.26 CHF
Dividend
- Dividend yield
- 2.1%
- Payout
- 20.6%
Risk and market
- Beta
- 0.01
- Analyst consensus
- none (1)
- Target price
- 40.00 CHF
- 52-week range
- 23.90 – 37.50
Recent news
All BCGE.SW news →Compare it with its sector
All 351 in Financial Services →Frequently asked questions about BCGE
Is BCGE stock cheap or expensive?
On P/E and Price / book, it trades 37% below the Financial Services median on average. Valuation score: 6.7 out of 10 (median for Financial Services: 5.2). Average analyst target: 40.00 CHF, +20.1% versus the price. This is not investment advice.
What score does BCGE get on MeridIAn Screener?
It scores 7.0 out of 10, rank 202 of 2,130 (better than 89% of the companies analysed). Its strongest category is Quality / Moat (9.7) and its weakest, Financial health (3.9). Analysis of 08/10/2026.
What is BCGE's P/E ratio?
Its P/E is 9.8: the share price equals 9.8 times earnings per share over the last 12 months. The Financial Services median is 13.7. Based on the earnings analysts expect, the forward P/E is 10.2.
How much is BCGE worth on the stock market?
Its market capitalisation is 2.4B CHF.
Does BCGE pay a dividend?
Yes: its dividend yield is 2.10% and it pays out 21% of its earnings.
How has BCGE stock performed over the last year?
It has risen 39.3% over the last year, excluding dividends. Over the last 52 weeks it has traded between 23.90 and 37.50 CHF. Past performance does not guarantee future results.
What do analysts think of BCGE?
1 analysts cover it; their average recommendation is “none” and their average target is 40.00 CHF (+20.1% versus the price). It is an estimate, not market data.