
147.80 GBP (+15.2%)
5 analysts
What does it do?
Lion Finance Group is a commercial and investment bank headquartered in the UK with main operations in Georgia, offering corporate, retail, investment banking and asset management services in the Caucasus region and beyond.
Listed on London Stock Exchange · Symbol BGEO.L · LON: BGEO · Currency GBP
Key points
from its scores- ✓Good share-price trend9.3
- ✓Very solid balance sheet8.0
- ✓Strong growth7.9
- ✕Little competitive advantage4.9
AI analysis
bottom line, main risk, context and newsHold or buy on pullbacks, given solid growth and attractive valuation, but closely monitoring political and regulatory developments in Georgia.
Lion Finance Group shows outstanding financial health with an ROE of 27.52% and a net margin of 51.73%, supported by revenue growth of 19% and profit growth of 22.2%. Its valuation is attractive (P/E 8.68, adjusted P/B 0.81) and momentum is very strong (75.64), although exposure to Georgia introduces a governance risk that moderates the overall profile.
The main risk is the concentration of operations in Georgia, an emerging market with governance risk and political interference that could affect profitability and minority shareholder protection.
Context and risks
Lion Finance Group primarily operates in Georgia, an emerging market with weaker institutional governance than its UK domicile. Although the bank shows excellent profitability, exposure to a jurisdiction with a history of political interference and variable minority protection justifies a moderate adjustment to risk.
Is Lion Finance Group stock cheap or expensive?
at the analysis dateOn P/E and Price / book, it trades in line with the Financial Services median (within 15%).
| Multiple | Company | Sector | Difference |
|---|---|---|---|
| P/E | 8.7 | 13.7 | −37% |
| Price / book | 2.2 | 1.9 | +21% |
Sector: median of the 351 Financial Services companies analysed. In bold, the multiples used for the comparison.
Valuation score: 7.7 out of 10 (median for Financial Services: 5.2).
Average analyst target: 147.80 GBP, +15.2% versus the price.
Classic formulas with standard assumptions (10.0% growth, 8-9% discount rate). Indicative only: they change a lot with the assumptions and are not a recommendation.
Work out its fair value yourself →How much would you have made investing every month? →
Comparing it with its sector does not say whether it is a good buy: this is not investment advice.
Score by category
0 to 10 · hover overtap each one to see what it measuresKey metrics
at the analysis date · compared with the Financial Services medianValuation
- P/E
- 8.7
- Forward P/E
- 7.0
- Price / book
- 2.2
- PEG
- 0.31
- Market cap
- 5.5B GBP
- Enterprise value
- 18.9B GEL
Profitability
- ROE
- 27.5%
- ROA
- 3.9%
- Gross margin
- 0.0%
- Operating margin
- 0.0%
- Net margin
- 51.7%
Growth
- Revenue growth
- +19.0%
- Earnings growth
- +22.2%
- EPS (TTM)
- 14.78 GBP
- EPS (forward)
- 18.41 GBP
Dividend
- Dividend yield
- 2.7%
- Payout
- 25.1%
Risk and market
- Beta
- 0.72
- Analyst consensus
- none (5)
- Target price
- 147.80 GBP
Recent news
All BGEO.L news →Compare it with its sector
All 351 in Financial Services →Frequently asked questions about Lion Finance Group
Is Lion Finance Group stock cheap or expensive?
On P/E and Price / book, it trades in line with the Financial Services median (within 15%). Valuation score: 7.7 out of 10 (median for Financial Services: 5.2). Average analyst target: 147.80 GBP, +15.2% versus the price. This is not investment advice.
What score does Lion Finance Group get on MeridIAn Screener?
It scores 7.2 out of 10, rank 121 of 2,130 (better than 93% of the companies analysed). Its strongest category is Momentum (9.3) and its weakest, Quality / Moat (4.9). Analysis of 08/10/2026.
What is Lion Finance Group's P/E ratio?
Its P/E is 8.7: the share price equals 8.7 times earnings per share over the last 12 months. The Financial Services median is 13.7. Based on the earnings analysts expect, the forward P/E is 7.0.
How much is Lion Finance Group worth on the stock market?
Its market capitalisation is 5.5B GBP.
Does Lion Finance Group pay a dividend?
Yes: its dividend yield is 2.69% and it pays out 25% of its earnings.
How has Lion Finance Group stock performed over the last year?
It has risen 64.8% over the last year, excluding dividends. Over the last 52 weeks it has traded between 0.00 and 148.20 GBP. Past performance does not guarantee future results.
What do analysts think of Lion Finance Group?
5 analysts cover it; their average recommendation is “none” and their average target is 147.80 GBP (+15.2% versus the price). It is an estimate, not market data.
