Allianz ALV.DE
Allianz SE is a globally diversified insurer and asset manager, offering life, health, and property-casualty insurance, as well as investment management for institutional and retail clients. Allianz shows solid financial health (ROE 19.61%) and an attractive dividend (net yield 3.58%), but earnings growth is negative (-8.00%) and valuation is not particularly cheap (P/E 13.90).
Detailed metrics
Market and fundamental data as of the analysis date.
Full AI report
Generated automatically from the metrics, the macro context and the company's news.
Allianz SE is a globally diversified insurer and asset manager, offering life, health, and property-casualty insurance, as well as investment management for institutional and retail clients. Allianz shows solid financial health (ROE 19.61%) and an attractive dividend (net yield 3.58%), but earnings growth is negative (-8.00%) and valuation is not particularly cheap (P/E 13.90).
Score by category
| Category | Score |
|---|---|
| Financial health | 6.3 |
| Quality / Moat | 5.5 |
| Valuation | 5.2 |
| Growth | 5.0 |
| Dividend | 7.7 |
| Momentum | 7.7 |
| Risk & Context | 8.0 |
OVERALL SCORE: 6.4/10
Context and risks
The rise in 10-year bond yields is a relevant factor for the insurance sector, but Allianz has a diversified investment portfolio and a P&C insurance business that benefits from higher rates. The net impact is not clearly negative and there is no specific geopolitical or regulatory risk that materially affects this company.
News considered in the analysis
- WealthStack Roundup: Northwestern Mutual Adopts Jump's AI Suite — Noticia sobre un competidor (Northwestern Mutual) y una empresa tecnológica (Jump), sin impacto directo en Allianz.
- US 10-Year Yield Hits Nearly Two-Decade-High: El-Erian Says It ‘Shouldn't Be As Big A Surprise’ — Comentario de mercado sobre tipos de EE. UU. que no menciona a Allianz y no tiene un impacto directo y demostrable en sus fundamentales.
- Allianz Australia names Orange Sky as community care partner — Noticia de responsabilidad social corporativa sin impacto financiero material.
- Prudential Advances Emerging-Market Exit With $185M Alexforbes Sale — Noticia sobre un competidor (Prudential) en un mercado distinto (Sudáfrica), sin impacto directo en Allianz.
- Allianz (XTRA:ALV) Looks Fully Valued After A Strong Multi Year Run — Artículo de opinión de Simply Wall St. que sugiere que la acción está totalmente valorada tras una buena racha. Es una opinión, pero refleja un posible límite al potencial de revalorización.
Verdict: Hold; the combination of a solid dividend and reasonable valuation offers a balanced profile, although earnings growth is a weak point.
Main risk: The main risk is exposure to a higher interest rate environment that could compress margins in the life and health business, although the P&C business benefits from it.
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