Bank of America BAC
Bank of America is one of the world's largest financial institutions, offering a wide range of banking, wealth management, and investment services to consumers, small businesses, and large corporations. Bank of America shows solid financial health (ROE 11.20%, ROA 0.97%) and an exceptional moat quality (operating margin 38.30%), with earnings growth of 34.10% justifying its forward P/E of 10.72. The rising rate environment in the US is a tailwind for its net interest margin.
Detailed metrics
Market and fundamental data as of the analysis date.
Full AI report
Generated automatically from the metrics, the macro context and the company's news.
Bank of America is one of the world's largest financial institutions, offering a wide range of banking, wealth management, and investment services to consumers, small businesses, and large corporations. Bank of America shows solid financial health (ROE 11.20%, ROA 0.97%) and an exceptional moat quality (operating margin 38.30%), with earnings growth of 34.10% justifying its forward P/E of 10.72. The rising rate environment in the US is a tailwind for its net interest margin.
Score by category
| Category | Score |
|---|---|
| Financial health | 4.7 |
| Quality / Moat | 8.9 |
| Valuation | 5.4 |
| Growth | 8.2 |
| Dividend | 6.2 |
| Momentum | 5.0 |
| Risk & Context | 5.5 |
OVERALL SCORE: 6.2/10
Context and risks
No specific regulatory, geopolitical, or business model news for BAC that is not already reflected in the base risk. The country's governance risk (US) is moderate and already incorporated in the reference.
News considered in the analysis
- This Is the No. 1 Move Investors Should Make Before Buying Stocks Right Now. — Artículo de opinión genérico sin información específica sobre BAC.
- Bank of America drops bombshell verdict on Nike stock — Análisis de BAC sobre otra empresa (Nike); no afecta a los fundamentales de BAC.
- McDonald’s New Investment Plan Signals Long-Term Growth—and a Short-Term Reality Check — Noticia sobre McDonald's, sin impacto directo en BAC.
- Bank of America Stock Trades 13% Below Its High: Here’s the Path to $72 by 2028 — Análisis alcista de un tercero con precio objetivo a largo plazo; refleja confianza en la estrategia, pero es una proyección, no un hecho consumado.
- Bank of America Sees AMD at $720 on CPU Demand. Anthropic’s $11.6 Billion Akamai Deal Is Part of Why — Informe de BAC sobre AMD; no es información sobre el negocio de BAC.
Verdict: Hold or accumulate on dips; the combination of reasonable valuation (P/E 13.09) and strong growth makes it attractive for the long term.
Main risk: The main risk is a potential US economic recession that deteriorates the credit quality of its loan portfolio and increases provisions for losses, impacting its ROA and ROE.
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