BCBE BEKN.SW
SwitzerlandFinancial Services · Banks - RegionalSIX Swiss Exchange · CHF
0.00 CHF (−100.0%)
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BCBE (Berner Kantonalbank) is a state-owned Swiss regional bank offering universal banking services (retail, commercial banking, and asset management) primarily in the canton of Bern.
Listed on SIX Swiss Exchange · Symbol BEKN.SW · SWX: BEKN · Currency CHF
Key points
from its scores- ✓High-quality business9.1
- ✓Favourable backdrop8.7
- ✓Good share-price trend8.5
- ✕Demanding valuation2.5
- ✕Fragile balance sheet2.6
AI analysis
bottom line, main risk, context and newsThe quality of margins and positive momentum are attractive, but the demanding valuation and low profitability limit the potential for short-term re-rating.
BCBE is a Swiss regional bank with modest profitability (ROE 5.97%, ROA 0.42%) but very solid margins (operating 39.24%, net 32.26%). Its valuation is demanding (P/E 21.78, P/B adjusted 2.09) and the dividend is moderate (2.08% net), although strong momentum (54.48%) reflects market confidence.
The main risk is the low return on equity (ROE 5.97%), which in a changing interest rate environment may not generate sufficient returns to justify its current valuation.
Context and risks
BCBE is a conservative Swiss regional bank with no material exposure to current macro factors (rates, oil, tariffs). The adjustment reflects the country's moderate governance and regulatory risk, which is a structural factor for the Swiss banking sector.
Is BCBE stock cheap or expensive?
at the analysis dateOn P/E and Price / book, it trades in line with the Financial Services median (within 15%).
| Multiple | Company | Sector | Difference |
|---|---|---|---|
| P/E | 21.8 | 13.7 | +59% |
| Price / book | 1.2 | 1.9 | −33% |
| Price / sales | 6.8 | 3.5 | +98% |
Sector: median of the 351 Financial Services companies analysed. In bold, the multiples used for the comparison.
Valuation score: 2.5 out of 10 (median for Financial Services: 5.2).
Average analyst target: 0.00 CHF, −100.0% versus the price.
Classic formulas with standard assumptions (0.0% growth, 8-9% discount rate). Indicative only: they change a lot with the assumptions and are not a recommendation.
Work out its fair value yourself →How much would you have made investing every month? →
Comparing it with its sector does not say whether it is a good buy: this is not investment advice.
Score by category
0 to 10 · hover overtap each one to see what it measuresKey metrics
at the analysis date · compared with the Financial Services medianValuation
- P/E
- 21.8
- Forward P/E
- 29.1
- Price / book
- 1.2
- Price / sales
- 6.8
- Market cap
- 3.8B CHF
- Enterprise value
- 8.0B CHF
Profitability
- ROE
- 6.0%
- ROA
- 0.4%
- ROIC (approx.)
- 1.4%
- Gross margin
- 0.0%
- Operating margin
- 39.2%
- Net margin
- 32.3%
Solvency
- Total debt
- 12.4B CHF
- Net debt
- 4.2B CHF
- Cash
- 8.2B CHF
Growth
- Revenue growth
- +6.2%
- EPS (TTM)
- 19.08 CHF
- EPS (forward)
- 14.28 CHF
Dividend
- Dividend yield
- 2.6%
- Payout
- 56.6%
Risk and market
- Beta
- 0.00
- Analyst consensus
- none (0)
- Target price
- 0.00 CHF
- 52-week range
- 256.00 – 430.00
Recent news
All BEKN.SW news →Compare it with its sector
All 351 in Financial Services →Frequently asked questions about BCBE
Is BCBE stock cheap or expensive?
On P/E and Price / book, it trades in line with the Financial Services median (within 15%). Valuation score: 2.5 out of 10 (median for Financial Services: 5.2). Average analyst target: 0.00 CHF, −100.0% versus the price. This is not investment advice.
What score does BCBE get on MeridIAn Screener?
It scores 6.0 out of 10, rank 964 of 2,130 (better than 51% of the companies analysed). Its strongest category is Quality / Moat (9.1) and its weakest, Valuation (2.5). Analysis of 08/10/2026.
What is BCBE's P/E ratio?
Its P/E is 21.8: the share price equals 21.8 times earnings per share over the last 12 months. The Financial Services median is 13.7. Based on the earnings analysts expect, the forward P/E is 29.1.
How much is BCBE worth on the stock market?
Its market capitalisation is 3.8B CHF.
Does BCBE pay a dividend?
Yes: its dividend yield is 2.60% and it pays out 57% of its earnings.
How has BCBE stock performed over the last year?
It has risen 63.5% over the last year, excluding dividends. Over the last 52 weeks it has traded between 256.00 and 430.00 CHF. Past performance does not guarantee future results.