Western Alliance Bancorporation WAL
United StatesFinancial Services · Banks - RegionalUSD
91.75 USD (+23.4%)
16 analysts
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Western Alliance Bancorporation is a US regional bank offering commercial, consumer, and wealth management banking services to businesses and individuals, primarily in the western United States.
Key points
from its scores- ✓High-quality business8.9
- ✓Attractive valuation7.7
- ✓Strong growth7.1
- ✕Poor share-price trend3.5
- ✕Unfavourable risk and backdrop3.7
AI analysis
bottom line, main risk, context and newsHold or buy on dips, given the solid fundamental profile and attractive valuation, although weak momentum and regulatory scrutiny of the regional banking sector warrant caution.
Western Alliance shows solid financial health (ROE 13.02%, ROA 1.09%) and a high quality moat (operating margin 39.36%), with an attractive valuation (P/E 8.39, P/B adjusted 0.82) and double-digit revenue and earnings growth. Momentum is weak (27th percentile in the 52-week range), suggesting the market has not yet fully recognized its fundamentals.
The main risk is regulatory: further tightening of stress tests or capital requirements by the Fed and FDIC, in a high-rate environment that could strain asset quality at regional banks.
Context and risks
Western Alliance, as a US regional bank, operates under the supervision of the Federal Reserve and the FDIC. The regulatory environment for regional banks remains strict following the 2023 failures, with ongoing scrutiny of interest rate risk and liquidity management, justifying a moderate adjustment for regulatory risk.
Is Western Alliance Bancorporation stock cheap or expensive?
at the analysis dateOn P/E and Price / book, it trades 41% below the Financial Services median on average.
| Multiple | Company | Sector | Difference |
|---|---|---|---|
| P/E | 8.4 | 13.7 | −39% |
| Price / book | 1.1 | 1.9 | −43% |
| Price / sales | 2.3 | 3.5 | −33% |
Sector: median of the 351 Financial Services companies analysed. In bold, the multiples used for the comparison.
Valuation score: 7.7 out of 10 (median for Financial Services: 5.2).
Average analyst target: 91.75 USD, +23.4% versus the price.
A discount may reflect more risk or slower growth than its sector: Financial health 4.9 (sector 5.5), Growth 7.1 (sector 6.9).
Classic formulas with standard assumptions (10.0% growth, 8-9% discount rate). Indicative only: they change a lot with the assumptions and are not a recommendation.
Work out its fair value yourself →How much would you have made investing every month? →
Comparing it with its sector does not say whether it is a good buy: this is not investment advice.
Score by category
0 to 10 · hover overtap each one to see what it measuresKey metrics
at the analysis date · compared with the Financial Services medianValuation
- P/E
- 8.4
- Forward P/E
- 6.7
- Price / book
- 1.1
- Price / sales
- 2.3
- PEG
- 1.47
- Market cap
- 8.1B USD
- Enterprise value
- 9.7B USD
Profitability
- ROE
- 13.0%
- ROA
- 1.1%
- ROIC (approx.)
- 9.0%
- Gross margin
- 0.0%
- Operating margin
- 39.4%
- Net margin
- 28.2%
Solvency
- Total debt
- 7.6B USD
- Net debt
- 1.1B USD
- Cash
- 6.5B USD
Growth
- Revenue growth
- +13.6%
- Earnings growth
- +14.0%
- EPS (TTM)
- 8.86 USD
- EPS (forward)
- 11.15 USD
Dividend
- Dividend yield
- 2.3%
- Payout
- 18.5%
Risk and market
- Beta
- 1.42
- Analyst consensus
- Buy (16)
- Target price
- 91.75 USD
- 52-week range
- 65.82 – 97.23
Recent news
All WAL news →Compare it with its sector
All 351 in Financial Services →Frequently asked questions about Western Alliance Bancorporation
Is Western Alliance Bancorporation stock cheap or expensive?
On P/E and Price / book, it trades 41% below the Financial Services median on average. Valuation score: 7.7 out of 10 (median for Financial Services: 5.2). Average analyst target: 91.75 USD, +23.4% versus the price. This is not investment advice.
What score does Western Alliance Bancorporation get on MeridIAn Screener?
It scores 6.1 out of 10, rank 952 of 2,130 (better than 55% of the companies analysed). Its strongest category is Quality / Moat (8.9) and its weakest, Momentum (3.5). Analysis of 08/10/2026.
What is Western Alliance Bancorporation's P/E ratio?
Its P/E is 8.4: the share price equals 8.4 times earnings per share over the last 12 months. The Financial Services median is 13.7. Based on the earnings analysts expect, the forward P/E is 6.7.
How much is Western Alliance Bancorporation worth on the stock market?
Its market capitalisation is 8.1B USD.
Does Western Alliance Bancorporation pay a dividend?
Yes: its dividend yield is 2.26% and it pays out 19% of its earnings.
How has Western Alliance Bancorporation stock performed over the last year?
It has risen 1.3% over the last year, excluding dividends. Over the last 52 weeks it has traded between 65.82 and 97.23 USD. Past performance does not guarantee future results.
What do analysts think of Western Alliance Bancorporation?
16 analysts cover it; their average recommendation is “Buy” and their average target is 91.75 USD (+23.4% versus the price). It is an estimate, not market data.