Popular BPOP
United StatesFinancial Services · Banks - RegionalUSD
195.20 USD (+25.5%)
10 analysts
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Popular, Inc. is a regional bank headquartered in Puerto Rico offering commercial, consumer, and wealth management banking services, with a strong presence on the island and in the U.S. market.
Key points
from its scores- ✓High-quality business9.2
- ✓Good share-price trend7.7
- ✓Strong growth7.5
- !Balance sheet could be stronger5.6
- !Modest dividend5.8
AI analysis
bottom line, main risk, context and newsHold, with attention to the evolution of the net interest margin if the Fed cuts rates and to the geographic diversification of the business.
Popular, Inc. shows solid financial health with an ROE of 15.65% and an operating margin of 40.97%, supporting its quality. Its valuation is reasonable (P/E 10.52) and earnings growth of 40.90% is strong, although geographic concentration in Puerto Rico and a potential Fed rate cut are factors to watch.
The high concentration of revenue in Puerto Rico's economy, which has historically shown vulnerabilities, is the main specific risk for Popular, Inc.
Context and risks
Popular, Inc. is a regional bank headquartered in Puerto Rico, a U.S. jurisdiction with a regulatory and governance framework that, while stable, presents moderate risk. Its business is highly concentrated in the island's economy, which has shown historical vulnerabilities, and its exposure to interest rates is tied to the Fed, whose bias is toward cuts, which could compress its net interest margin.
Is Popular stock cheap or expensive?
at the analysis dateOn P/E and Price / book, it trades 20% below the Financial Services median on average.
| Multiple | Company | Sector | Difference |
|---|---|---|---|
| P/E | 10.5 | 13.7 | −23% |
| Price / book | 1.5 | 1.9 | −16% |
| Price / sales | 3.2 | 3.5 | −6% |
Sector: median of the 351 Financial Services companies analysed. In bold, the multiples used for the comparison.
Valuation score: 6.7 out of 10 (median for Financial Services: 5.2).
Average analyst target: 195.20 USD, +25.5% versus the price.
A discount may reflect more risk or slower growth than its sector: Financial health 5.6 (sector 5.5), Growth 7.5 (sector 6.9).
Classic formulas with standard assumptions (10.0% growth, 8-9% discount rate). Indicative only: they change a lot with the assumptions and are not a recommendation.
Work out its fair value yourself →How much would you have made investing every month? →
Comparing it with its sector does not say whether it is a good buy: this is not investment advice.
Score by category
0 to 10 · hover overtap each one to see what it measuresKey metrics
at the analysis date · compared with the Financial Services medianValuation
- P/E
- 10.5
- Forward P/E
- 9.0
- Price / book
- 1.5
- Price / sales
- 3.2
- PEG
- 1.37
- Market cap
- 9.9B USD
- Enterprise value
- 6.6B USD
Profitability
- ROE
- 15.6%
- ROA
- 1.2%
- ROIC (approx.)
- 15.7%
- Gross margin
- 0.0%
- Operating margin
- 41.0%
- Net margin
- 31.6%
Solvency
- Total debt
- 1.6B USD
- Net debt
- −3.4B USD
- Cash
- 5.0B USD
Growth
- Revenue growth
- +7.6%
- Earnings growth
- +40.9%
- EPS (TTM)
- 14.79 USD
- EPS (forward)
- 17.28 USD
Dividend
- Dividend yield
- 2.3%
- Payout
- 20.3%
Risk and market
- Beta
- 0.65
- Analyst consensus
- Strong buy (10)
- Target price
- 195.20 USD
- 52-week range
- 108.74 – 179.24
Recent news
All BPOP news →Compare it with its sector
All 351 in Financial Services →Frequently asked questions about Popular
Is Popular stock cheap or expensive?
On P/E and Price / book, it trades 20% below the Financial Services median on average. Valuation score: 6.7 out of 10 (median for Financial Services: 5.2). Average analyst target: 195.20 USD, +25.5% versus the price. This is not investment advice.
What score does Popular get on MeridIAn Screener?
It scores 7.1 out of 10, rank 154 of 2,130 (better than 91% of the companies analysed). Its strongest category is Quality / Moat (9.2) and its weakest, Financial health (5.6). Analysis of 08/10/2026.
What is Popular's P/E ratio?
Its P/E is 10.5: the share price equals 10.5 times earnings per share over the last 12 months. The Financial Services median is 13.7. Based on the earnings analysts expect, the forward P/E is 9.0.
How much is Popular worth on the stock market?
Its market capitalisation is 9.9B USD.
Does Popular pay a dividend?
Yes: its dividend yield is 2.31% and it pays out 20% of its earnings.
How has Popular stock performed over the last year?
It has risen 35.2% over the last year, excluding dividends. Over the last 52 weeks it has traded between 108.74 and 179.24 USD. Past performance does not guarantee future results.
What do analysts think of Popular?
10 analysts cover it; their average recommendation is “Strong buy” and their average target is 195.20 USD (+25.5% versus the price). It is an estimate, not market data.