Central Bancompany CBC
United StatesFinancial Services · Banks - RegionalUSD
34.60 USD (+8.6%)
5 analysts
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Central Bancompany is a U.S. regional bank offering commercial and consumer banking services, including loans, deposits, and asset management, through its network of branches in the Midwest.
Key points
from its scores- ✓High-quality business9.7
- ✓Favourable backdrop8.7
- ✓Good share-price trend7.5
- ✕Demanding valuation3.9
- ✕Little or no dividend4.9
AI analysis
bottom line, main risk, context and newsThe quality of the moat and growth are attractive, but the valuation does not offer enough margin of safety for an aggressive entry.
Central Bancompany shows solid financial health with an ROE of 12.21% and an operating margin of 52.89%, although its valuation (P/E 17.22) and dividend (1.51%) are moderate. Revenue growth of 13.70% and strong momentum of 39.28% support a positive outlook, but exposure to rising long-term rates could moderate credit demand.
The main risk is exposure to the regional credit cycle: an economic slowdown or a prolonged tightening of rates could raise delinquencies and compress the net interest margin, affecting future profitability.
Context and risks
Central Bancompany operates in the U.S. regional banking sector, an environment with active regulatory oversight and capital requirements under review. Although its balance sheet is solid, exposure to tighter financial conditions due to rising long-term rates could compress credit demand and pressure asset quality in a high-rate environment.
Is Central Bancompany stock cheap or expensive?
at the analysis dateOn P/E and Price / book, it trades 16% above the Financial Services median on average.
| Multiple | Company | Sector | Difference |
|---|---|---|---|
| P/E | 17.2 | 13.7 | +26% |
| Price / book | 2.0 | 1.9 | +7% |
| Price / sales | 7.1 | 3.5 | +106% |
Sector: median of the 351 Financial Services companies analysed. In bold, the multiples used for the comparison.
Valuation score: 3.9 out of 10 (median for Financial Services: 5.2).
Average analyst target: 34.60 USD, +8.6% versus the price.
A premium can be justified if the company is of higher quality or grows faster than its sector: Quality / Moat 9.7 (sector 8.8), Growth 7.1 (sector 6.9).
Classic formulas with standard assumptions (9.9% growth, 8-9% discount rate). Indicative only: they change a lot with the assumptions and are not a recommendation.
Work out its fair value yourself →How much would you have made investing every month? →
Comparing it with its sector does not say whether it is a good buy: this is not investment advice.
Score by category
0 to 10 · hover overtap each one to see what it measuresKey metrics
at the analysis date · compared with the Financial Services medianValuation
- P/E
- 17.2
- Forward P/E
- 15.7
- Price / book
- 2.0
- Price / sales
- 7.1
- PEG
- 1.07
- Market cap
- 7.6B USD
- Enterprise value
- 7.8B USD
Profitability
- ROE
- 12.2%
- ROA
- 2.2%
- ROIC (approx.)
- 11.8%
- Gross margin
- 0.0%
- Operating margin
- 52.9%
- Net margin
- 40.1%
Solvency
- Total debt
- 913.1M USD
- Net debt
- 143.8M USD
- Cash
- 769.3M USD
Growth
- Revenue growth
- +13.7%
- Earnings growth
- +14.6%
- EPS (TTM)
- 1.85 USD
- EPS (forward)
- 2.03 USD
Dividend
- Dividend yield
- 1.5%
- Payout
- 18.9%
Risk and market
- Beta
- 0.07
- Analyst consensus
- Buy (5)
- Target price
- 34.60 USD
- 52-week range
- 22.50 – 33.82
Recent news
All CBC news →Compare it with its sector
All 351 in Financial Services →Frequently asked questions about Central Bancompany
Is Central Bancompany stock cheap or expensive?
On P/E and Price / book, it trades 16% above the Financial Services median on average. Valuation score: 3.9 out of 10 (median for Financial Services: 5.2). Average analyst target: 34.60 USD, +8.6% versus the price. This is not investment advice.
What score does Central Bancompany get on MeridIAn Screener?
It scores 6.7 out of 10, rank 366 of 2,130 (better than 80% of the companies analysed). Its strongest category is Quality / Moat (9.7) and its weakest, Valuation (3.9). Analysis of 08/10/2026.
What is Central Bancompany's P/E ratio?
Its P/E is 17.2: the share price equals 17.2 times earnings per share over the last 12 months. The Financial Services median is 13.7. Based on the earnings analysts expect, the forward P/E is 15.7.
How much is Central Bancompany worth on the stock market?
Its market capitalisation is 7.6B USD.
Does Central Bancompany pay a dividend?
Yes: its dividend yield is 1.51% and it pays out 19% of its earnings.
How has Central Bancompany stock performed over the last year?
It has risen 36.9% over the last year, excluding dividends. Over the last 52 weeks it has traded between 22.50 and 33.82 USD. Past performance does not guarantee future results.
What do analysts think of Central Bancompany?
5 analysts cover it; their average recommendation is “Buy” and their average target is 34.60 USD (+8.6% versus the price). It is an estimate, not market data.