CNA Financial CNA
United StatesFinancial Services · Insurance - Property & CasualtyUSD
49.00 USD (+6.8%)
1 analysts
Trading 2120.30 €Open account ↗
Lightyear0.90 €Open account ↗
N260.90 €Open account ↗
XTB1.00 €★ featured · affiliateOpen account ↗Trading 2120.30 €Open account ↗Lightyear0.90 €Open account ↗XTB1.00 €★ featured · affiliateOpen account ↗200.00 € order · cheapest cheapest available in your country iCompare all 22 brokers →What does it do?
CNA Financial Corporation is a US property and casualty (P&C) insurer offering commercial and specialty insurance, as well as coverages for individuals, through a network of agents and brokers.
Key points
from its scores- ✓Favourable backdrop9.1
- ✓Attractive dividend8.2
- ✕Fragile balance sheet4.7
- ✕Little competitive advantage4.9
- !Moderate growth5.5
AI analysis
bottom line, main risk, context and newsReasonable valuation, solid balance sheet, and attractive dividend, although limited growth and the absence of clear catalysts suggest patience.
CNA Financial presents solid financial health (ROE 11.32%, operating margin 11.44%) and an attractive valuation (P/E 10.10, P/B adjusted 0.98), with a generous and sustainable dividend (net yield 4.19%, payout 41.41%). Growth is moderate (revenue +3.00%, earnings +7.30%), but the business is stable and well positioned in the P&C insurance sector.
CNA's main risk is pressure on underwriting margins in the P&C insurance market, especially if claims from natural catastrophes or claims cost inflation exceed premiums collected, which could erode its profitability and dividend.
Context and risks
CNA Financial is a US-based property and casualty insurer. Its core business is not materially exposed to crude oil prices, shipping routes, or tariffs. The rise in US interest rates is a structurally positive factor for its investment portfolio, but it is already reflected in its valuation and quantitative scores. No specific regulatory, geopolitical, or business model risks are identified that are not already captured by financial metrics.
Is CNA Financial stock cheap or expensive?
at the analysis dateOn P/E and Price / book, it trades 33% below the Financial Services median on average.
| Multiple | Company | Sector | Difference |
|---|---|---|---|
| P/E | 10.1 | 13.7 | −26% |
| EV / EBITDA | 7.5 | 10.1 | −26% |
| Price / book | 1.1 | 1.9 | −40% |
| Price / sales | 0.8 | 3.5 | −76% |
Sector: median of the 351 Financial Services companies analysed. In bold, the multiples used for the comparison.
Valuation score: 6.8 out of 10 (median for Financial Services: 5.2).
Average analyst target: 49.00 USD, +6.8% versus the price.
A discount may reflect more risk or slower growth than its sector: Financial health 4.7 (sector 5.5), Growth 5.5 (sector 6.9).
Classic formulas with standard assumptions (5.7% growth, 8-9% discount rate). Indicative only: they change a lot with the assumptions and are not a recommendation.
Work out its fair value yourself →How much would you have made investing every month? →
Comparing it with its sector does not say whether it is a good buy: this is not investment advice.
Score by category
0 to 10 · hover overtap each one to see what it measuresKey metrics
at the analysis date · compared with the Financial Services medianValuation
- P/E
- 10.1
- Forward P/E
- 9.6
- EV / EBITDA
- 7.5
- Price / book
- 1.1
- Price / sales
- 0.8
- PEG
- 0.92
- Market cap
- 12.4B USD
- Enterprise value
- 13.3B USD
Profitability
- ROE
- 11.3%
- ROA
- 1.5%
- ROIC (approx.)
- 12.2%
- Gross margin
- 31.1%
- Operating margin
- 11.4%
- Net margin
- 8.2%
- Free cash flow
- 2.1B USD
- FCF yield
- 17.1%
- Cash conversion
- 120%
Solvency
- Total debt
- 3.0B USD
- Net debt
- 913.0M USD
- Cash
- 2.1B USD
- EBITDA
- 1.8B USD
- Net debt / EBITDA
- 0.51
- Debt / equity
- 26.58
- Current ratio
- 0.37
- Quick ratio
- 0.17
Growth
- Revenue growth
- +3.0%
- Earnings growth
- +7.3%
- EPS (TTM)
- 4.54 USD
- EPS (forward)
- 4.80 USD
Dividend
- Dividend yield
- 4.2%
- Payout
- 41.4%
Risk and market
- Beta
- 0.27
- Analyst consensus
- none (1)
- Target price
- 49.00 USD
- 52-week range
- 41.53 – 55.71
Recent news
All CNA news →Compare it with its sector
All 351 in Financial Services →Frequently asked questions about CNA Financial
Is CNA Financial stock cheap or expensive?
On P/E and Price / book, it trades 33% below the Financial Services median on average. Valuation score: 6.8 out of 10 (median for Financial Services: 5.2). Average analyst target: 49.00 USD, +6.8% versus the price. This is not investment advice.
What score does CNA Financial get on MeridIAn Screener?
It scores 6.5 out of 10, rank 514 of 2,130 (better than 72% of the companies analysed). Its strongest category is Risk & Context (9.1) and its weakest, Financial health (4.7). Analysis of 08/10/2026.
What is CNA Financial's P/E ratio?
Its P/E is 10.1: the share price equals 10.1 times earnings per share over the last 12 months. The Financial Services median is 13.7. Based on the earnings analysts expect, the forward P/E is 9.6.
How much is CNA Financial worth on the stock market?
Its market capitalisation is 12.4B USD.
Does CNA Financial pay a dividend?
Yes: its dividend yield is 4.19% and it pays out 41% of its earnings.
How has CNA Financial stock performed over the last year?
It has risen 6.6% over the last year, excluding dividends. Over the last 52 weeks it has traded between 41.53 and 55.71 USD. Past performance does not guarantee future results.
What do analysts think of CNA Financial?
1 analysts cover it; their average recommendation is “none” and their average target is 49.00 USD (+6.8% versus the price). It is an estimate, not market data.