Erste Group Bank EBS.VI
Erste Group Bank is an Austrian bank with a strong presence in Central and Eastern Europe (CE), offering retail, corporate, and investment banking services. Erste Group shows solid financial health with an ROE of 13.21% and an operating margin of 50.96%, although its valuation (P/E 13.98) and dividend (0.53%) are moderate. Revenue growth of 39.90% is notable, but governance risk in Austria and exposure to Central and Eastern Europe limit the appeal.
Detailed metrics
Market and fundamental data as of the analysis date.
Full AI report
Generated automatically from the metrics, the macro context and the company's news.
Erste Group Bank is an Austrian bank with a strong presence in Central and Eastern Europe (CE), offering retail, corporate, and investment banking services. Erste Group shows solid financial health with an ROE of 13.21% and an operating margin of 50.96%, although its valuation (P/E 13.98) and dividend (0.53%) are moderate. Revenue growth of 39.90% is notable, but governance risk in Austria and exposure to Central and Eastern Europe limit the appeal.
Score by category
| Category | Score |
|---|---|
| Financial health | 5.0 |
| Quality / Moat | 9.3 |
| Valuation | 4.8 |
| Growth | 8.3 |
| Dividend | 2.9 |
| Momentum | 7.9 |
| Risk & Context | 7.0 |
OVERALL SCORE: 6.4/10
Context and risks
Austria presents a moderate governance risk. Additionally, Erste's exposure to Central and Eastern Europe, with presence in markets such as Hungary and Romania, adds an additional jurisdictional risk not captured by financial metrics.
News considered in the analysis
- SHG or EBKDY: Which Is the Better Value Stock Right Now? — Comparativa genérica de valor entre dos bancos sin información nueva sobre Erste.
- Salesforce (CRM) Stock Sees Fair Value Lift After Koa Launch And Fin Acquisition — Noticia sobre Salesforce, sin relación con Erste Group.
- AB Volvo (OM:VOLV B) Stock Sees Modest Fair Value Lift As Analysts Split On Orders — Noticia sobre AB Volvo, sin relación con Erste Group.
- Erste Bank Polska (WSE:EBP) Stock Fair Value Edges Higher As Analysts Turn Neutral — Analistas se vuelven neutrales sobre la filial polaca, lo que sugiere una ligera mejora en la percepción de su valor, aunque el impacto es moderado y parcialmente descontado.
- SHG vs. EBKDY: Which Stock Is the Better Value Option? — Listículo comparativo sin información sustancial nueva.
Verdict: Hold; quality and growth are good, but valuation does not offer a sufficient margin of safety and jurisdictional risk moderates enthusiasm.
Main risk: Exposure to Central and Eastern European markets with moderate governance risk in Austria, which could affect the stability of results and the protection of minority shareholders.
Other Financial Services companies
Neighbours in the sector ranking, to compare without going back to the index.
See all 1,000+ companies in the index →