Charles Schwab SCHW
Charles Schwab is a financial services company offering securities brokerage, banking, and asset management to individual and institutional investors, generating revenue from commissions, interest, and advisory fees. Charles Schwab shows solid financial health (ROE 20.27%) and robust growth (revenue +20.9%), but its valuation is stretched (P/E 18.04) and bond volatility pressures its brokerage business.
Detailed metrics
Market and fundamental data as of the analysis date.
Full AI report
Generated automatically from the metrics, the macro context and the company's news.
Charles Schwab is a financial services company offering securities brokerage, banking, and asset management to individual and institutional investors, generating revenue from commissions, interest, and advisory fees. Charles Schwab shows solid financial health (ROE 20.27%) and robust growth (revenue +20.9%), but its valuation is stretched (P/E 18.04) and bond volatility pressures its brokerage business.
Score by category
| Category | Score |
|---|---|
| Financial health | 6.5 |
| Quality / Moat | 9.6 |
| Valuation | 3.3 |
| Growth | 8.5 |
| Dividend | 4.9 |
| Momentum | 6.8 |
| Risk & Context | 7.0 |
OVERALL SCORE: 6.5/10
Context and risks
The rise in 10-year Treasury yields (5.17%) and bond volatility pressure Schwab's interest income and the value of its investment portfolio, a material risk to its business model.
News considered in the analysis
- Bond Volatility Has Charles Schwab Stock And MarketAxess In Focus — La volatilidad de los bonos y el repunte de los rendimientos a 10 años presionan los ingresos por intereses de Schwab y el valor de sus activos, aunque el impacto ya está parcialmente descontado.
- Charles Schwab (SCHW) Is Opening Private Markets To Retail Investors — La expansión hacia mercados privados podría diversificar los ingresos y atraer nuevos activos, aunque aún no se ha materializado y su éxito es incierto.
- The View-Only Access Setting That Lets You Watch Your Parents’ Brokerage Accounts Without Touching Them — Artículo de servicio sin información material para la valoración.
- What is Charles Schwab’s (SCHW) Economic Moat, and is it Widening or Narrowing? — Análisis cualitativo sin datos nuevos que afecten a las métricas.
- Interactive Brokers Stock Has Turned $10,000 Into About $100,000 in 10 Years — Comparativa de un competidor sin impacto directo en Schwab.
Verdict: Hold positions; the rise in 10-year yields is a headwind, but growth and business quality partially offset it.
Main risk: Schwab's exposure to interest rates: a high and volatile yield environment can compress its net interest income and affect the value of its portfolio.
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