Fidelity National Information Services FIS
Fidelity National Information Services (FIS) is a global financial technology provider offering payment processing, digital banking, and software solutions for financial institutions and merchants. FIS trades at a P/E of 5.44 with an FCF yield of 14.53%, reflecting an extremely attractive valuation, but its high debt (ND/EBITDA 5.82) and weak momentum (-33.79% over 12 months) warrant caution; revenue growth of 29.10% and ROE of 22.35% support the long-term bull case.
Detailed metrics
Market and fundamental data as of the analysis date.
Full AI report
Generated automatically from the metrics, the macro context and the company's news.
Fidelity National Information Services (FIS) is a global financial technology provider offering payment processing, digital banking, and software solutions for financial institutions and merchants. FIS trades at a P/E of 5.44 with an FCF yield of 14.53%, reflecting an extremely attractive valuation, but its high debt (ND/EBITDA 5.82) and weak momentum (-33.79% over 12 months) warrant caution; revenue growth of 29.10% and ROE of 22.35% support the long-term bull case.
Score by category
| Category | Score |
|---|---|
| Financial health | 2.2 |
| Quality / Moat | 6.1 |
| Valuation | 9.0 |
| Growth | 9.1 |
| Dividend | 8.0 |
| Momentum | 1.6 |
| Risk & Context | 6.8 |
OVERALL SCORE: 6.5/10
Context and risks
The rise in 10-year Treasury yields (5.17%) affects FIS due to its high leverage (ND/EBITDA 5.82) and long-duration profile, making debt refinancing more expensive. However, as a fintech with recurring revenues, the impact is moderate and not dominant.
News considered in the analysis
- FIS Modernizes Retirement Recordkeeping With Cloud-Native Platform — Modernización tecnológica que refuerza su oferta en un segmento clave, pero es un avance incremental sin impacto financiero cuantificable a corto plazo.
- FIS Has One Number to Hit Before the Dividend Story Gets More Interesting — Sugiere potencial de crecimiento del dividendo si se alcanza un objetivo de flujo de caja, pero es especulativo y no hay confirmación de la compañía.
- FIS (FIS) Stock May Look Reasonable Despite Record Banking Wins — Reconoce la fortaleza comercial (récord de contratos bancarios) y valida la valoración atractiva, aunque el mercado ya lo descuenta parcialmente.
- How Has Visa's Growth Story Changed? — Análisis sobre un competidor sin implicación directa para FIS.
- Can Visa Stock Keep Climbing After The World Cup? — Ruido sobre un competidor, sin información nueva relevante para FIS.
Verdict: Hold or buy on dips: the valuation is very attractive, but debt and negative momentum suggest waiting for stabilization signals.
Main risk: Extreme leverage (ND/EBITDA 5.82) combined with the rise in 10-year Treasury yields (5.17%) could increase the cost of debt and further compress financial flexibility.
Other Technology companies
Neighbours in the sector ranking, to compare without going back to the index.
See all 1,000+ companies in the index →