Hancock Whitney HWC
United StatesFinancial Services · Banks - RegionalUSD
84.53 USD (+18.0%)
10 analysts
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Hancock Whitney Corporation is a US regional bank offering commercial, consumer, and wealth management banking services, primarily in the US Gulf Coast region.
Key points
from its scores- ✓High-quality business9.2
- ✓Attractive dividend7.1
- ✕Fragile balance sheet4.1
- !Somewhat demanding valuation5.2
- !Risks to watch5.8
AI analysis
bottom line, main risk, context and newsHold or buy on dips, given the solid moat and attractive valuation, but with caution due to regulatory and climate event risk.
Hancock Whitney shows moderate financial health (ROE 9.70%, ROA 1.20%) but exceptional business quality (operating margin 43.86%, net margin 30.26%), with a reasonable valuation (P/E 14.02) and solid growth (earnings +17.40%). The rising interest rate environment in the US is favorable for its net interest margin, although regulatory risk and hurricane exposure are factors to watch.
The main risk is exposure to the Gulf Coast region, where hurricanes can cause credit and operational losses, along with regulatory scrutiny of regional banking.
Context and risks
Hancock Whitney operates in the US Gulf Coast region, an area with hurricane exposure that can cause occasional credit losses, although its diversification and sound balance sheet mitigate the impact. Regulatory risk for US regional banking is moderate, with ongoing scrutiny of risk management and capital.
Is Hancock Whitney stock cheap or expensive?
at the analysis dateOn P/E and Price / book, it trades in line with the Financial Services median (within 15%).
| Multiple | Company | Sector | Difference |
|---|---|---|---|
| P/E | 14.0 | 13.7 | +2% |
| Price / book | 1.3 | 1.9 | −30% |
| Price / sales | 4.1 | 3.5 | +18% |
Sector: median of the 351 Financial Services companies analysed. In bold, the multiples used for the comparison.
Valuation score: 5.2 out of 10 (median for Financial Services: 5.2).
Average analyst target: 84.53 USD, +18.0% versus the price.
Classic formulas with standard assumptions (10.0% growth, 8-9% discount rate). Indicative only: they change a lot with the assumptions and are not a recommendation.
Work out its fair value yourself →How much would you have made investing every month? →
Comparing it with its sector does not say whether it is a good buy: this is not investment advice.
Score by category
0 to 10 · hover overtap each one to see what it measuresKey metrics
at the analysis date · compared with the Financial Services medianValuation
- P/E
- 14.0
- Forward P/E
- 9.8
- Price / book
- 1.3
- Price / sales
- 4.1
- PEG
- 1.76
- Market cap
- 5.7B USD
- Enterprise value
- 6.6B USD
Profitability
- ROE
- 9.7%
- ROA
- 1.2%
- ROIC (approx.)
- 9.7%
- Gross margin
- 0.0%
- Operating margin
- 43.9%
- Net margin
- 30.3%
Solvency
- Total debt
- 2.0B USD
- Net debt
- 842.7M USD
- Cash
- 1.1B USD
Growth
- Revenue growth
- +7.6%
- Earnings growth
- +17.4%
- EPS (TTM)
- 5.11 USD
- EPS (forward)
- 7.33 USD
Dividend
- Dividend yield
- 2.8%
- Payout
- 37.2%
Risk and market
- Beta
- 0.99
- Analyst consensus
- Buy (10)
- Target price
- 84.53 USD
- 52-week range
- 54.05 – 80.13
Recent news
All HWC news →Compare it with its sector
All 351 in Financial Services →Frequently asked questions about Hancock Whitney
Is Hancock Whitney stock cheap or expensive?
On P/E and Price / book, it trades in line with the Financial Services median (within 15%). Valuation score: 5.2 out of 10 (median for Financial Services: 5.2). Average analyst target: 84.53 USD, +18.0% versus the price. This is not investment advice.
What score does Hancock Whitney get on MeridIAn Screener?
It scores 6.3 out of 10, rank 729 of 2,130 (better than 63% of the companies analysed). Its strongest category is Quality / Moat (9.2) and its weakest, Financial health (4.1). Analysis of 08/10/2026.
What is Hancock Whitney's P/E ratio?
Its P/E is 14.0: the share price equals 14.0 times earnings per share over the last 12 months. The Financial Services median is 13.7. Based on the earnings analysts expect, the forward P/E is 9.8.
How much is Hancock Whitney worth on the stock market?
Its market capitalisation is 5.7B USD.
Does Hancock Whitney pay a dividend?
Yes: its dividend yield is 2.79% and it pays out 37% of its earnings.
How has Hancock Whitney stock performed over the last year?
It has risen 24.9% over the last year, excluding dividends. Over the last 52 weeks it has traded between 54.05 and 80.13 USD. Past performance does not guarantee future results.
What do analysts think of Hancock Whitney?
10 analysts cover it; their average recommendation is “Buy” and their average target is 84.53 USD (+18.0% versus the price). It is an estimate, not market data.