The Bank of New York Mellon BNY
The Bank of New York Mellon (BNY) is a global financial services bank offering custody, asset management, treasury, and liquidity services to institutions, generating revenue from fees and interest rate spreads. BNY Mellon shows solid financial health (ROE 14.12%) and exceptional quality (operating margin 40.05%), with earnings growth of 26.90% and strong momentum (51.08% over 12 months). Valuation is reasonable (P/E 17.52, forward 14.65), although the high short-term rate environment benefiting its interest income is already largely priced in.
Detailed metrics
Market and fundamental data as of the analysis date.
Full AI report
Generated automatically from the metrics, the macro context and the company's news.
The Bank of New York Mellon (BNY) is a global financial services bank offering custody, asset management, treasury, and liquidity services to institutions, generating revenue from fees and interest rate spreads. BNY Mellon shows solid financial health (ROE 14.12%) and exceptional quality (operating margin 40.05%), with earnings growth of 26.90% and strong momentum (51.08% over 12 months). Valuation is reasonable (P/E 17.52, forward 14.65), although the high short-term rate environment benefiting its interest income is already largely priced in.
Score by category
| Category | Score |
|---|---|
| Financial health | 5.3 |
| Quality / Moat | 9.0 |
| Valuation | 3.6 |
| Growth | 7.7 |
| Dividend | 5.3 |
| Momentum | 8.2 |
| Risk & Context | 6.1 |
OVERALL SCORE: 6.2/10
Context and risks
The high short-term rate environment is a tailwind for BNY's interest income, but this factor is already largely priced in and reflected in the quantitative scores. No specific regulatory or geopolitical risk materially affecting BNY beyond the standard governance risk of its country is identified.
News considered in the analysis
- 3 Financial Stocks Benefiting From High Short Term Rates and Client Cash Balances — Confirma el viento de cola de los tipos altos a corto plazo sobre los ingresos por intereses de los saldos de clientes, ya reflejado parcialmente en el precio.
- 1 Profitable Stock with Promising Prospects and 2 We Question — Listículo genérico sin información específica nueva sobre BNY.
- 2 S&P 500 Stocks Worth Your Attention and 1 We Find Risky — Listículo genérico sin información específica nueva sobre BNY.
- Cash Management Stocks Like BNY Mellon Gain Attention As Short Term Yields Stay High — Refuerza el beneficio del entorno de tipos altos a corto plazo para el negocio de gestión de efectivo de BNY.
- Bank of New York Mellon Corporation (BNY) Lost A Depositary Mandate — La pérdida de un mandato de depositario es un evento negativo moderado, aunque su impacto en los ingresos totales de BNY es limitado.
Verdict: Hold or accumulate on dips; quality and growth are solid, but the price already reflects much of the good news.
Main risk: Dependence on interest income from client cash balances means a rapid normalization of short-term rates could compress net interest margin, a risk not fully covered by fee diversification.
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