Mapfre MAP.MC
Mapfre is a global diversified insurer and reinsurer, with a main business in auto, home, life, and health insurance, especially strong in Spain and Latin America. Mapfre presents solid financial health (score 6.99) and an attractive valuation (P/E 11.16), with a profitable dividend (4.13%). Revenue growth is good (15.10%), although the net margin is tight (3.80%).
Detailed metrics
Market and fundamental data as of the analysis date.
Full AI report
Generated automatically from the metrics, the macro context and the company's news.
Mapfre is a global diversified insurer and reinsurer, with a main business in auto, home, life, and health insurance, especially strong in Spain and Latin America. Mapfre presents solid financial health (score 6.99) and an attractive valuation (P/E 11.16), with a profitable dividend (4.13%). Revenue growth is good (15.10%), although the net margin is tight (3.80%).
Score by category
| Category | Score |
|---|---|
| Financial health | 7.0 |
| Quality / Moat | 4.1 |
| Valuation | 7.2 |
| Growth | 6.5 |
| Dividend | 8.3 |
| Momentum | 6.1 |
| Risk & Context | 7.7 |
OVERALL SCORE: 6.7/10
Context and risks
The rise in 10-year Treasury yields (5.17%) and the ECB's rate hike make financing more expensive and reduce the present value of insurers' future cash flows, although the impact is moderate given Mapfre's business profile.
News considered in the analysis
- Mapfre to take 38.9% stake in Spanish insurtech operator Tuio — La adquisición de una participación en una insurtech es una apuesta estratégica por la innovación, pero su impacto en beneficios es limitado a corto plazo.
- 47-year-old insurance stock shocks market with jaw-dropping move — Titular sensacionalista sin información concrea sobre la empresa.
- Mapfre SA (MPFRF) Q2 2026 Earnings Call Highlights: Strong Profitability and Strategic ... — Los resultados del segundo trimestre muestran una rentabilidad sólida, lo que refuerza la confianza en el negocio.
- Biggest Mover Friday: Safety Insurance Stock Soars 40% after $1.54B buyout deal — Noticia sobre un competidor, sin impacto directo en Mapfre.
- Mapfre targets ROE above 13% by 2026 — El objetivo de ROE superior al 13% es una guía positiva que indica ambición de mejora de la rentabilidad, aunque no está garantizado.
Verdict: Hold: valuation is reasonable and the dividend is attractive, but the low net margin and exposure to interest rates limit upside potential.
Main risk: The main risk is pressure on margins in a rising interest rate environment and competition in the insurance sector, especially in emerging markets.
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