M&G MNG.L
M&G PLC is a British insurer and asset manager offering savings, investment, and insurance products to retail and institutional clients. M&G shows weak financial health with negative ROE (-3.34%) and negative net margin (-1.56%), although its forward P/E of 10.45 suggests moderate valuation. Momentum is strong (39.84%), but the dividend is unsustainable with a payout of 164.23%.
Detailed metrics
Market and fundamental data as of the analysis date.
Full AI report
Generated automatically from the metrics, the macro context and the company's news.
M&G PLC is a British insurer and asset manager offering savings, investment, and insurance products to retail and institutional clients. M&G shows weak financial health with negative ROE (-3.34%) and negative net margin (-1.56%), although its forward P/E of 10.45 suggests moderate valuation. Momentum is strong (39.84%), but the dividend is unsustainable with a payout of 164.23%.
Score by category
| Category | Score |
|---|---|
| Financial health | 0.9 |
| Quality / Moat | 3.5 |
| Valuation | 5.0 |
| Growth | 2.4 |
| Dividend | 0.5 |
| Momentum | 8.6 |
| Risk & Context | 6.5 |
OVERALL SCORE: 3.8/10
Context and risks
M&G operates in the UK, with moderate governance risk. There is no direct relevant geopolitical exposure; the main risk is regulatory in the insurance sector, already reflected in the base score.
News considered in the analysis
- M&G (LSE:MNG) Stock Fair Value Edges Higher After Neutral Analyst Target Revisions — Revisiones de objetivo por parte de analistas, sin cambios fundamentales, pero reflejan una ligera mejora en la percepción.
- M&G PLC's Dividend Analysis — Análisis de dividendo sin información nueva; el payout ya es conocido y está reflejado en las métricas.
- M&G H1 Earnings Call Highlights — Resultados del primer semestre ya publicados; los aspectos clave ya están en el precio, pero el tono de la llamada puede aportar matices.
- M&G (LSE:MNG) Stock Sees Modest Fair Value Lift As Analysts Fine Tune Targets — Ajustes menores de valor razonable por parte de analistas, sin impacto material.
- M&G (LSE:MNG) Stock Gets Fair Value Bump After Analyst Target Revisions — Nuevas revisiones de objetivo, reflejan una ligera mejora en la confianza de los analistas.
Verdict: Hold; valuation is attractive but weak fundamentals and unsustainable dividend limit upside potential.
Main risk: The dividend payout of 164.23% is unsustainable and could lead to a cut, negatively impacting the stock.
Other Financial Services companies
Neighbours in the sector ranking, to compare without going back to the index.
See all 1,000+ companies in the index →