Progressive PGR
Progressive Corporation is a US auto and other vehicle insurer, distinguished by its intensive use of data and predictive analytics for pricing and risk management, allowing it to gain market share profitably. Progressive shows excellent financial health (ROE 34.94%) and attractive valuation (P/E 10.31), although its growth is moderate and momentum is weak (score 3.55).
Detailed metrics
Market and fundamental data as of the analysis date.
Full AI report
Generated automatically from the metrics, the macro context and the company's news.
Progressive Corporation is a US auto and other vehicle insurer, distinguished by its intensive use of data and predictive analytics for pricing and risk management, allowing it to gain market share profitably. Progressive shows excellent financial health (ROE 34.94%) and attractive valuation (P/E 10.31), although its growth is moderate and momentum is weak (score 3.55).
Score by category
| Category | Score |
|---|---|
| Financial health | 8.9 |
| Quality / Moat | 6.4 |
| Valuation | 7.1 |
| Growth | 5.8 |
| Dividend | 3.8 |
| Momentum | 3.5 |
| Risk & Context | 9.1 |
OVERALL SCORE: 6.9/10
Context and risks
The macro context (rising rates, oil, geopolitics) does not materially affect Progressive's business. As an auto insurer, its exposure to rates is indirect and its business model does not depend on commodities or shipping routes.
News considered in the analysis
- Reflecting On Property & Casualty Insurance Stocks’ Q2 Earnings: Progressive (NYSE:PGR) — Resumen genérico de resultados del sector sin información nueva sobre PGR.
- Arch Capital Lags Industry, Trades at a Discount: Time to Hold or Exit? — Noticia sobre un competidor (Arch Capital), sin impacto directo en PGR.
- 2 S&P 500 Stocks Worth Your Attention and 1 We Find Risky — Listículo sin información específica y accionable sobre PGR.
- Progressive (PGR) Stock Could Still Be A Bargain On Earnings — Artículo de opinión que sugiere que la acción está barata tras los resultados; refuerza la visión de valoración atractiva.
- Progressive (PGR) Stock Moves -2.48%: What You Should Know — Movimiento de precio del día sin catalizador fundamental identificado; ruido de mercado.
Verdict: Hold; strong profitability and reasonable valuation offset weak momentum and low dividend.
Main risk: The main risk is intense competition in the auto insurance market, which could pressure margins (currently 18.21%) and premium growth.
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