⚠️ Not investment advice. This is a quantitative research tool; every decision is the user's own responsibility. Past performance does not guarantee future results.⚠️ Not investment advice. Past performance does not guarantee future results.
⚠️ Not investment advice. Past performance does not guarantee future results.
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SCOR SCR.PA

France Financial Services
5.5/10
AI Analyst score
33.24 EUR
Last price at analysis date · analyst target 36.02 (+8.4%)
🛒 Where to buy SCR.PAPartner brokers · France (Euronext) · sample 200.00 € orderFrance (Euronext)
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🟡 HOLD — Hold or buy on dips, given the solid balance sheet and high dividend yield, but watch the evolution of growth and regulatory risks in the sector.

SCOR SE is a French reinsurer offering life and non-life reinsurance solutions to insurance companies, managing risks globally. SCOR SE presents an attractive valuation with a P/E of 7.35 and a net dividend yield of 5.72%, supported by an ROE of 13.02% and a strong solvency ratio, although revenue and earnings growth are negative (-4.90% and -23.60% respectively), limiting its long-term appeal.

Financial health
5.5
Quality / Moat
3.4
Valuation
7.2
Growth
2.0
Dividend
8.9
Momentum
6.9
Risk & Context
7.1

Detailed metrics

Market and fundamental data as of the analysis date.

💵 Valuation
P/E7.35
Fwd P/E7.33
EV/EBITDA5.64
P/B1.35
P/S0.39
PEG0.45
Market cap5.94 B EUR
Enterprise value7.66 B EUR
🏰 Quality and moat
ROIC (approx.)11.7%
Gross margin11.17%
FCF conversion29%
Operating margin5.95%
📈 Profitability and margins
ROE13.02%
ROA2.20%
Net margin5.40%
FCF399.2 M EUR
FCF yield6.72%
🏦 Solvency and liquidity
Total debt3.36 B EUR
Net debt-261.0 M EUR
Cash3.62 B EUR
EBITDA1.36 B EUR
Net debt / EBITDA-0.19
D/E52.45
Current ratio3.96
Quick ratio2.61
🚀 Growth
Revenue growth-4.90%
Earnings growth-23.60%
EPS (TTM)4.52 EUR
EPS (Fwd)4.54 EUR
💰 Dividend and risk
Dividend yield5.72%
Payout42.0%
Beta0.52
Analyst consensusnone (15)
Target price36.02 EUR
52-week range25.30 EUR – 35.30 EUR
⚠️ Main risk: The main risk is the combination of negative revenue and earnings growth (-4.90% and -23.60%) with a high regulatory and governance environment in France, which could pressure future profitability.
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Full AI report

Generated automatically from the metrics, the macro context and the company's news.

SCOR SE is a French reinsurer offering life and non-life reinsurance solutions to insurance companies, managing risks globally. SCOR SE presents an attractive valuation with a P/E of 7.35 and a net dividend yield of 5.72%, supported by an ROE of 13.02% and a strong solvency ratio, although revenue and earnings growth are negative (-4.90% and -23.60% respectively), limiting its long-term appeal.

Score by category

CategoryScore
Financial health5.5
Quality / Moat3.4
Valuation7.2
Growth2.0
Dividend8.9
Momentum6.9
Risk & Context7.1

OVERALL SCORE: 5.5/10

Context and risks

Elevated governance risk in France and exposure to regulatory litigation in the European insurance sector, although without specific recent events that aggravate the risk.

News considered in the analysis

  • SCOR SE (SCRYY) (Q2 2026) Earnings Call Highlights: Strong Net Income and Solvency Ratio Amid ... — Resultados del segundo trimestre con ingresos netos sólidos y ratio de solvencia fuerte, lo que refuerza la confianza en la salud financiera de la compañía.
  • SCOR (ENXTPA:SCR) Valuation Check After Recent Share Price Consolidation — Análisis de valoración genérico sin información nueva relevante.
  • Should Value Investors Buy Scor (SCRYY) Stock? — Artículo de opinión sin datos concretos que afecten a la valoración.
  • Are Investors Undervaluing Scor (SCRYY) Right Now? — Listículo sin información nueva.
  • European Dividend Stocks To Enhance Your Portfolio — Listículo genérico que menciona a SCOR sin información específica.

Verdict: Hold or buy on dips, given the solid balance sheet and high dividend yield, but watch the evolution of growth and regulatory risks in the sector.

Main risk: The main risk is the combination of negative revenue and earnings growth (-4.90% and -23.60%) with a high regulatory and governance environment in France, which could pressure future profitability.

Other Financial Services companies

Neighbours in the sector ranking, to compare without going back to the index.

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Automatically generated analysis from fundamental, market and news data. Not personalised financial advice — a research tool, not an individual recommendation. Past performance does not guarantee future results. Last update of this analysis: 2026-09-28. Legal notice, privacy & cookies.