Fidelity National Financial FNF
Fidelity National Financial is a provider of title insurance, real estate transaction services, and payment solutions, generating revenue from premiums and fees tied to the activity of the US housing market. FNF shows an attractive valuation (forward P/E 7.16) and a solid dividend (5.02% net), but its financial health (4.27) and quality (4.19) are mediocre, and momentum is very negative (-15.79%), reflecting the pressure of the high-rate cycle on the title insurance business.
Detailed metrics
Market and fundamental data as of the analysis date.
Full AI report
Generated automatically from the metrics, the macro context and the company's news.
Fidelity National Financial is a provider of title insurance, real estate transaction services, and payment solutions, generating revenue from premiums and fees tied to the activity of the US housing market. FNF shows an attractive valuation (forward P/E 7.16) and a solid dividend (5.02% net), but its financial health (4.27) and quality (4.19) are mediocre, and momentum is very negative (-15.79%), reflecting the pressure of the high-rate cycle on the title insurance business.
Score by category
| Category | Score |
|---|---|
| Financial health | 4.0 |
| Quality / Moat | 4.2 |
| Valuation | 5.2 |
| Growth | 6.0 |
| Dividend | 7.8 |
| Momentum | 2.8 |
| Risk & Context | 6.0 |
OVERALL SCORE: 5.1/10
Context and risks
FNF is at the 3rd percentile of its 52-week range, with momentum of -15.79%, reflecting a sharp decline. The title insurance business is highly correlated with the housing and interest rate cycle; the recent rise in 10-year Treasury yields (5.17%) pressures refinancing and home purchase activity, directly affecting its premium and fee income.
News considered in the analysis
- Fidelity National Financial Inc's Dividend Analysis — Análisis genérico del dividendo sin información nueva sobre la empresa.
- Fidelity National Financial (FNF) Stock May Be 10% Undervalued On Cash Flow — Análisis de valoración por flujo de caja que sugiere un descuento del 10%, señal moderadamente positiva no descontada.
- 3 Mid-Cap Stocks with Warning Signs — Listado genérico de advertencias; sin detalles específicos sobre FNF, impacto limitado.
- 3 Stocks Under $50 That Fall Short — Listado genérico sin información específica sobre FNF; impacto limitado.
- Ninety Nine Restaurants could soon be under new ownership — Noticia irrelevante para FNF, sector de restaurantes.
Verdict: Hold; the cheap valuation and high dividend offer support, but wait for signs of stabilization in the housing market and rates before adding to the position.
Main risk: The high sensitivity of the title insurance business to interest rates and the US housing cycle: a prolonged period of high Treasury yields could continue to compress refinancing and purchase activity, affecting revenues and margins.
Other Financial Services companies
Neighbours in the sector ranking, to compare without going back to the index.
See all 1,000+ companies in the index →