⚠️ Not investment advice. This is a quantitative research tool; every decision is the user's own responsibility. Past performance does not guarantee future results.⚠️ Not investment advice. Past performance does not guarantee future results.
⚠️ Not investment advice. Past performance does not guarantee future results.
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ServiceTitan TTAN

United StatesTechnology · Software - ApplicationUSD
4.2AI score
Rank 1,943 of 2,130
better than 9% of companies
71.74USD
▼ 27.2% in one year
TTAN MSCI World +22.1%
Average analyst target
97.53 USD (+36.0%)
15 analysts
52-wk low 53.00High 111.36
📈 Chart on TradingView ↗(affiliate link)Analysis of 08/10/2026

What does it do?

ServiceTitan is a software company offering a comprehensive management platform for field service businesses, such as plumbing, electrical, and HVAC, helping them digitize their operations, from appointment scheduling to invoicing and payment.

Key points

from its scores
  • ✓Strong growth8.3
  • ✕Little or no dividend0.5
  • ✕Poor share-price trend1.0
  • ✕Little competitive advantage3.2

AI analysis

bottom line, main risk, context and news
Bottom line

Hold in portfolio only for investors with high risk tolerance and a long-term horizon, given the strong growth but high leverage and current lack of profitability.

ServiceTitan shows strong revenue growth (20.90%) and a high gross margin (71.23%), but its financial health is fragile: Net Debt/EBITDA of 5.83 and negative operating margins (-9.41%), reflected in low profitability (ROE -8.34%). The valuation (forward P/E 43.36) already discounts future growth that the company has not yet demonstrated in earnings.

⚠ Main risk

The main risk is its high leverage (Net Debt/EBITDA of 5.83) combined with negative operating margins, making it vulnerable to tighter financial conditions or a slowdown in growth that could hinder its ability to service debt.

Context and risks

The company has no recent relevant news or regulatory, geopolitical, or business model exposure not already reflected in its financial metrics. Its risk profile stems from its high leverage (Net Debt/EBITDA of 5.83) and lack of profitability, factors already captured in the quantitative scores.

Is ServiceTitan stock cheap or expensive?

at the analysis date
Pricier than its sector

On Price / sales, it trades 23% above the Technology median.

MultipleCompanySectorDifference
Price / book4.36.3−32%
Price / sales6.55.3+23%

Sector: median of the 283 Technology companies analysed. In bold, the multiples used for the comparison.

Valuation score: 4.0 out of 10 (median for Technology: 5.3).

Average analyst target: 97.53 USD, +36.0% versus the price.

A premium can be justified if the company is of higher quality or grows faster than its sector: Quality / Moat 3.2 (sector 6.4), Growth 8.3 (sector 7.5).

Indicative fair value · USD
Cash flow (DCF)32.13▼ −55% vs price
Price71.74at the analysis date

Classic formulas with standard assumptions (5.0% growth, 8-9% discount rate). Indicative only: they change a lot with the assumptions and are not a recommendation.

Work out its fair value yourself →How much would you have made investing every month? →

Comparing it with its sector does not say whether it is a good buy: this is not investment advice.

🛒 Where to buy TTANCheapest · US (NYSE/Nasdaq) · sample 200.00 € orderCheapest · US (NYSE/Nasdaq) · sample 200.00 € orderAvailable in your country · US (NYSE/Nasdaq) · sample 200.00 € order
By the cost of that order: commission and FX, taxes excluded (public fee schedules). Brokers marked «affiliate» may pay Meridian a commission at no cost to you. This is not investment advice. · Compare all 22 brokers by real cost →

Score by category

0 to 10 · hover overtap each one to see what it measures
Financial healthiPoor3.3Technology median: 6.9
Quality / MoatiPoor3.2Technology median: 6.4
ValuationiWeak4.0Technology median: 5.3
GrowthiGood8.3Technology median: 7.5
DividendiPoor0.5Technology median: 1.5
MomentumiPoor1.0Technology median: 6.3
Risk & ContextiWeak4.8Technology median: 4.8
Technology median7 or more 5 to 7 under 5

Key metrics

at the analysis date · compared with the Technology median
EV / EBITDAi
−87.6
Technology: 20.4below
ROEi
−8.3%
Technology: 17.0%below
Operating margini
−9.4%
Technology: 15.5%below
Net debt / EBITDAi
5.83
Technology: 0.20above
Revenue growthi
+20.9%
Technology: +16.7%above
Dividend yieldi
0.0%
Technology: 0.0%in line

Valuation

Forward P/E
43.4
EV / EBITDA
−87.6
Price / book
4.3
Price / sales
6.5
Market cap
6.9B USD
Enterprise value
6.5B USD

Profitability

ROE
−8.3%
ROA
−4.7%
ROIC (approx.)
−6.1%
Gross margin
71.2%
Operating margin
−9.4%
Net margin
−12.1%
Free cash flow
176.6M USD
FCF yield
2.6%

Solvency

Total debt
47.8M USD
Net debt
−431.8M USD
Cash
479.5M USD
EBITDA
−74.1M USD
Net debt / EBITDA
5.83
Debt / equity
2.98
Current ratio
4.54
Quick ratio
4.19

Growth

Revenue growth
+20.9%
EPS (TTM)
−1.36 USD
EPS (forward)
1.65 USD

Dividend

Dividend yield
0.0%

Risk and market

Analyst consensus
Strong buy (15)
Target price
97.53 USD
52-week range
53.00 – 111.36

Compare it with its sector

All 283 in Technology →
See the full ranking with filters →

Keep browsing the ranking

sorted by score, highest first

Frequently asked questions about ServiceTitan

Is ServiceTitan stock cheap or expensive?

On Price / sales, it trades 23% above the Technology median. Valuation score: 4.0 out of 10 (median for Technology: 5.3). Average analyst target: 97.53 USD, +36.0% versus the price. This is not investment advice.

What score does ServiceTitan get on MeridIAn Screener?

It scores 4.2 out of 10, rank 1,943 of 2,130 (better than 9% of the companies analysed). Its strongest category is Growth (8.3) and its weakest, Dividend (0.5). Analysis of 08/10/2026.

How much is ServiceTitan worth on the stock market?

Its market capitalisation is 6.9B USD and its enterprise value, debt included, is 6.5B USD.

How much debt does ServiceTitan have?

It has more cash than debt: net cash of 431.8M USD.

Does ServiceTitan pay a dividend?

It pays no dividend, or almost none.

How has ServiceTitan stock performed over the last year?

It has fallen 27.2% over the last year, excluding dividends. Over the last 52 weeks it has traded between 53.00 and 111.36 USD. Past performance does not guarantee future results.

What do analysts think of ServiceTitan?

15 analysts cover it; their average recommendation is “Strong buy” and their average target is 97.53 USD (+36.0% versus the price). It is an estimate, not market data.