U-Haul Holding UHAL-B
United StatesIndustrials · Rental & Leasing ServicesUSD
0.00 USD (−100.0%)
Trading 2120.30 €Open account ↗
Lightyear0.90 €Open account ↗
N260.90 €Open account ↗
XTB1.00 €★ featured · affiliateOpen account ↗Trading 2120.30 €Open account ↗Lightyear0.90 €Open account ↗XTB1.00 €★ featured · affiliateOpen account ↗200.00 € order · cheapest cheapest available in your country iCompare all 22 brokers →What does it do?
U-Haul Holding Company is a U.S. provider of moving vehicle and trailer rentals, as well as self-storage solutions, with an extensive network of rental and storage centers across North America.
Key points
from its scores- ✕Little or no dividend0.8
- ✕Little competitive advantage2.4
- ✕Demanding valuation2.4
AI analysis
bottom line, main risk, context and newsThe high debt and low profitability do not justify the risk, despite the stability of the storage business.
U-Haul presents a very weak financial profile: net debt of 9.27 times EBITDA, return on equity of only 0.83%, and deeply negative free cash flow conversion. Although its storage business is stable and the forward P/E (23.67) suggests future earnings normalization, the highly leveraged balance sheet and current low profitability make the stock risky at current valuation levels.
The main risk is the very high financial leverage (net debt of 9.27 times EBITDA), which in a rising interest rate environment could compromise the company's ability to refinance its debt and maintain its dividend policy.
Context and risks
U-Haul operates in the U.S., a country with strong minority shareholder protection, but its vehicle rental and storage business model is exposed to liability litigation and moderate local regulatory scrutiny. Its high net debt (DN/EBITDA of 9.27) amplifies its sensitivity to a rising interest rate environment, although its stable storage business cash flows partially mitigate this risk.
Is U-Haul Holding stock cheap or expensive?
at the analysis dateOn P/E and EV / EBITDA, it trades 709% above the Industrials median on average.
| Multiple | Company | Sector | Difference |
|---|---|---|---|
| P/E | 372.0 | 25.4 | +1,363% |
| EV / EBITDA | 22.4 | 14.5 | +54% |
| Price / book | 1.3 | 4.1 | −68% |
| Price / sales | 1.7 | 2.1 | −19% |
Sector: median of the 388 Industrials companies analysed. In bold, the multiples used for the comparison.
Valuation score: 2.4 out of 10 (median for Industrials: 5.0).
Average analyst target: 0.00 USD, −100.0% versus the price.
A premium can be justified if the company is of higher quality or grows faster than its sector: Quality / Moat 2.4 (sector 5.8), Growth 3.8 (sector 6.6).
Classic formulas with standard assumptions (10.0% growth, 8-9% discount rate). Indicative only: they change a lot with the assumptions and are not a recommendation.
Work out its fair value yourself →How much would you have made investing every month? →
Comparing it with its sector does not say whether it is a good buy: this is not investment advice.
Score by category
0 to 10 · hover overtap each one to see what it measuresKey metrics
at the analysis date · compared with the Industrials medianValuation
- P/E
- 372.0
- Forward P/E
- 23.7
- EV / EBITDA
- 22.4
- Price / book
- 1.3
- Price / sales
- 1.7
- Market cap
- 10.1B USD
- Enterprise value
- 17.0B USD
Profitability
- ROE
- 0.8%
- ROA
- 1.3%
- ROIC (approx.)
- 5.8%
- Gross margin
- 28.5%
- Operating margin
- 15.1%
- Net margin
- 1.0%
- Free cash flow
- −1.6B USD
- FCF yield
- −15.9%
- Cash conversion
- −211%
Solvency
- Total debt
- 8.1B USD
- Net debt
- 7.0B USD
- Cash
- 1.1B USD
- EBITDA
- 760.1M USD
- Net debt / EBITDA
- 9.27
- Debt / equity
- 106.33
- Current ratio
- 1.01
- Quick ratio
- 0.75
Growth
- Revenue growth
- +3.2%
- Earnings growth
- −13.5%
- EPS (TTM)
- 0.14 USD
- EPS (forward)
- 2.20 USD
Dividend
- Dividend yield
- 0.4%
- Payout
- 142.9%
Risk and market
- Beta
- 1.11
- Analyst consensus
- none (0)
- Target price
- 0.00 USD
- 52-week range
- 39.62 – 66.90
Recent news
All UHAL-B news →Compare it with its sector
All 388 in Industrials →Frequently asked questions about U-Haul Holding
Is U-Haul Holding stock cheap or expensive?
On P/E and EV / EBITDA, it trades 709% above the Industrials median on average. Valuation score: 2.4 out of 10 (median for Industrials: 5.0). Average analyst target: 0.00 USD, −100.0% versus the price. This is not investment advice.
What score does U-Haul Holding get on MeridIAn Screener?
It scores 3.1 out of 10, rank 2,084 of 2,130 (better than 2% of the companies analysed). Its strongest category is Momentum (6.2) and its weakest, Dividend (0.8). Analysis of 08/10/2026.
What is U-Haul Holding's P/E ratio?
Its P/E is 372.0: the share price equals 372.0 times earnings per share over the last 12 months. The Industrials median is 25.4. Based on the earnings analysts expect, the forward P/E is 23.7.
How much is U-Haul Holding worth on the stock market?
Its market capitalisation is 10.1B USD and its enterprise value, debt included, is 17.0B USD.
How much debt does U-Haul Holding have?
Its net debt (debt minus cash) is 7.0B USD. That is 9.27 times its EBITDA; the Industrials median is 1.58.
Does U-Haul Holding pay a dividend?
Yes: its dividend yield is 0.38% and it pays out 143% of its earnings.
How has U-Haul Holding stock performed over the last year?
It has risen 6.1% over the last year, excluding dividends. Over the last 52 weeks it has traded between 39.62 and 66.90 USD. Past performance does not guarantee future results.