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⚠️ Not investment advice. Past performance does not guarantee future results.
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BC Vaud BCVN.SW

Switzerland Financial Services
6.0/10
AI Analyst score
132.70 CHF
Last price at analysis date · analyst target 130.00 (-2.0%)
🛒 Where to buy BCVN.SWPartner brokers · Switzerland · sample 200.00 € orderSwitzerland
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🟡 HOLD — Hold: solid quality and profitability, but demanding valuation and limited growth do not justify entry at current levels.

BC Vaud (BCVN) is a Swiss cantonal bank offering universal banking and wealth management services, with a business model focused on retail, commercial, and investment banking in the Vaud region. BC Vaud shows solid profitability (ROE 11.61%) and very high margins (operating 44.41%), but its valuation is demanding (P/E 25.92) and revenue growth is modest (2.30%), limiting appeal despite quality.

Financial health
4.4
Quality / Moat
9.5
Valuation
2.0
Growth
4.9
Dividend
5.4
Momentum
7.6
Risk & Context
8.7

Detailed metrics

Market and fundamental data as of the analysis date.

💵 Valuation
P/E25.92
Fwd P/E24.52
EV/EBITDAN/D
P/B2.87
P/S9.80
PEG6.06
Market cap11.40 B CHF
Enterprise value21.74 B CHF
🏰 Quality and moat
ROIC (approx.)2.2%
Gross margin0.00%
FCF conversionN/D
Operating margin44.41%
📈 Profitability and margins
ROE11.61%
ROA0.71%
Net margin37.85%
FCFN/D
FCF yieldN/D
🏦 Solvency and liquidity
Total debt19.77 B CHF
Net debt10.47 B CHF
Cash9.30 B CHF
EBITDAN/D
Net debt / EBITDAN/D
D/EN/D
Current ratioN/D
Quick ratioN/D
🚀 Growth
Revenue growth2.30%
Earnings growthN/D
EPS (TTM)5.12 CHF
EPS (Fwd)5.41 CHF
💰 Dividend and risk
Dividend yield3.32%
Payout85.9%
Beta0.01
Analyst consensusnone (1)
Target price130.00 CHF
52-week range92.00 CHF – 135.20 CHF
⚠️ Main risk: The main risk is the demanding valuation (P/E 25.92) in an environment of low revenue growth (2.30%), leaving little room for error if the business decelerates.
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Full AI report

Generated automatically from the metrics, the macro context and the company's news.

BC Vaud (BCVN) is a Swiss cantonal bank offering universal banking and wealth management services, with a business model focused on retail, commercial, and investment banking in the Vaud region. BC Vaud shows solid profitability (ROE 11.61%) and very high margins (operating 44.41%), but its valuation is demanding (P/E 25.92) and revenue growth is modest (2.30%), limiting appeal despite quality.

Score by category

CategoryScore
Financial health4.4
Quality / Moat9.5
Valuation2.0
Growth4.9
Dividend5.4
Momentum7.6
Risk & Context8.7

OVERALL SCORE: 6.0/10

Context and risks

Moderate governance/regulatory risk in Switzerland, a country with solid institutions and minority protection, so the penalty is mild and bounded.

News considered in the analysis

  • Banque Cantonale Vaudoise (WBO:BCVN) (H1 2026) Earnings Call Highlights: Net Profit Rises 5% to ... — Resultados del primer semestre con crecimiento del 5% en beneficio neto, moderadamente positivo y ya parcialmente reflejado en el precio.
  • 3 European Dividend Stocks Yielding Up To 4.8% — Listículo genérico sin información específica nueva sobre la empresa.
  • Global Dividend Stocks To Boost Your Portfolio — Artículo promocional genérico, sin datos concretos de BCVN.
  • European Dividend Stocks To Consider — Listículo sin información accionable para esta empresa.
  • European Dividend Stocks To Consider In June 2026 — Listículo sin información accionable para esta empresa.

Verdict: Hold: solid quality and profitability, but demanding valuation and limited growth do not justify entry at current levels.

Main risk: The main risk is the demanding valuation (P/E 25.92) in an environment of low revenue growth (2.30%), leaving little room for error if the business decelerates.

Other Financial Services companies

Neighbours in the sector ranking, to compare without going back to the index.

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Automatically generated analysis from fundamental, market and news data. Not personalised financial advice — a research tool, not an individual recommendation. Past performance does not guarantee future results. Last update of this analysis: 2026-09-28. Legal notice, privacy & cookies.