National Australia Bank NAB.AX
National Australia Bank (NAB) is one of Australia's four major banks, offering retail, business, and institutional banking services, with a business model focused on deposit-taking and lending in the domestic market. NAB trades at a P/E of 19.56 and an operating margin of 50%, reflecting solid profitability, but negative momentum (score 1.13) and demanding valuation (score 2.82) limit its appeal.
Detailed metrics
Market and fundamental data as of the analysis date.
Full AI report
Generated automatically from the metrics, the macro context and the company's news.
National Australia Bank (NAB) is one of Australia's four major banks, offering retail, business, and institutional banking services, with a business model focused on deposit-taking and lending in the domestic market. NAB trades at a P/E of 19.56 and an operating margin of 50%, reflecting solid profitability, but negative momentum (score 1.13) and demanding valuation (score 2.82) limit its appeal.
Score by category
| Category | Score |
|---|---|
| Quality / Moat | 9.3 |
| Valuation | 2.8 |
| Growth | 5.9 |
| Dividend | 6.7 |
| Momentum | 1.1 |
| Risk & Context | 7.8 |
OVERALL SCORE: 6.0/10
Context and risks
No specific geopolitical or regulatory exposure beyond the standard Australian banking sector risk. The macro context of Fed or ECB rates does not directly affect NAB's domestic business.
News considered in the analysis
- NAB (ASX:NAB) Shares Look Evenly Priced On Shareholder Returns — Análisis de valoración sin información nueva sobre el negocio.
- International Graphite secures $1.5 million non-dilutive finance for Collie construction — Noticia sobre International Graphite, no relacionada con NAB.
- Investors react to BOJ raising interest rates to 31-year high — Evento macro japonés sin impacto directo en el negocio doméstico de NAB.
- BMA vs. NABZY: Which Stock Should Value Investors Buy Now? — Comparativa genérica de valoración sin datos concretos de NAB.
- BMA or NABZY: Which Is the Better Value Stock Right Now? — Artículo de opinión sin información nueva sobre NAB.
Verdict: Hold; quality is high but the price already reflects it and momentum is weak.
Main risk: The main risk is margin compression if the credit cycle deteriorates in Australia, given the high 85% payout ratio that limits the ability to absorb losses without cutting the dividend.
Other Financial Services companies
Neighbours in the sector ranking, to compare without going back to the index.
See all 1,000+ companies in the index →