Raymond James Financial RJF
Raymond James Financial is a diversified financial services holding company operating through investment banking, wealth management, and asset management, generating revenue from fees, advisory, and intermediation margins. Raymond James combines an ROE of 18.42% with an operating margin of 19.30%, and its P/E of 13.95 is below the sector average, although the 42% earnings growth may not be sustainable at this pace.
Detailed metrics
Market and fundamental data as of the analysis date.
Full AI report
Generated automatically from the metrics, the macro context and the company's news.
Raymond James Financial is a diversified financial services holding company operating through investment banking, wealth management, and asset management, generating revenue from fees, advisory, and intermediation margins. Raymond James combines an ROE of 18.42% with an operating margin of 19.30%, and its P/E of 13.95 is below the sector average, although the 42% earnings growth may not be sustainable at this pace.
Score by category
| Category | Score |
|---|---|
| Financial health | 7.0 |
| Quality / Moat | 6.7 |
| Valuation | 5.2 |
| Growth | 8.2 |
| Dividend | 4.7 |
| Momentum | 5.2 |
| Risk & Context | 6.8 |
OVERALL SCORE: 6.3/10
Context and risks
No direct relevant geopolitical exposure. The wealth management business is domestic (US) and does not depend on trade routes or commodities.
News considered in the analysis
- Raymond James Attracts Two Teams Totaling $1.75B — La incorporación de dos equipos con 1.750 millones de dólares en activos refuerza la base de comisiones de gestión de patrimonios, un motor de ingresos recurrentes.
- LPL Financial Recruits Advisors With More Than $1.4 Billion in Assets — Noticia sobre un competidor directo (LPL) que capta asesores; no aporta información nueva sobre Raymond James.
- 3 US Broker Stocks Where Higher Rates Could Lift Interest Income — El repunte de los tipos de interés a corto plazo (T-bill a 3 meses al 4,07%) amplía el margen de intermediación de Raymond James, que mantiene una cartera de efectivo y valores significativa.
- Meta’s Muse AI Agent Triggers Worries About Brokerage Stocks — La irrupción de un agente de IA de Meta en la intermediación financiera es una amenaza competitiva lejana; el impacto real sobre el negocio de asesoramiento de RJF es incierto y a largo plazo.
- WEX, Raymond James, Sallie Mae, Voya Financial, and Charles Schwab Shares Plummet, What You Need To Know — La caída de las acciones de corredurías se atribuye al repunte de los rendimientos del Tesoro a 10 años (5,17%), que presiona la valoración de los flujos de comisiones a largo plazo. El movimiento ya está descontado en el precio.
Verdict: Hold; asset gathering and higher-rate interest margins support the business, but the multiple already reflects much of the good news.
Main risk: Exposure to the interest rate cycle: a more aggressive Fed cut than expected would compress the net interest margin and slow client asset gathering.
Other Financial Services companies
Neighbours in the sector ranking, to compare without going back to the index.
See all 1,000+ companies in the index →