Deutsche Bank DBK.DE
Deutsche Bank is a global investment bank and financial services company headquartered in Germany, offering investment banking, asset management, and retail banking services to corporate and institutional clients. Deutsche Bank trades at a P/E of 9.59 and an operating margin of 33.4%, supported by a rising rate environment in Europe that widens its net interest margin, although weakness in investment banking and pressure on tech markets limit momentum.
Detailed metrics
Market and fundamental data as of the analysis date.
Full AI report
Generated automatically from the metrics, the macro context and the company's news.
Deutsche Bank is a global investment bank and financial services company headquartered in Germany, offering investment banking, asset management, and retail banking services to corporate and institutional clients. Deutsche Bank trades at a P/E of 9.59 and an operating margin of 33.4%, supported by a rising rate environment in Europe that widens its net interest margin, although weakness in investment banking and pressure on tech markets limit momentum.
Score by category
| Category | Score |
|---|---|
| Financial health | 3.8 |
| Quality / Moat | 8.4 |
| Valuation | 7.5 |
| Growth | 6.9 |
| Dividend | 6.9 |
| Momentum | 5.4 |
| Risk & Context | 6.5 |
OVERALL SCORE: 6.5/10
Context and risks
The rise in 10-year Treasury yields (5.17%) and the ECB's rate hike (2.25%) widen Deutsche Bank's net interest margin, a positive for its retail and investment banking businesses. Weak US employment and potential Fed cuts do not directly affect its balance sheet, given its primary European exposure.
News considered in the analysis
- McDonald’s New Investment Plan Signals Long-Term Growth—and a Short-Term Reality Check — Noticia sobre un competidor del sector de restauración, sin impacto directo en el negocio bancario de Deutsche Bank.
- Peranel sets final terms for upsized €2.87B cross-border loan — Operación de financiación de otra entidad, sin relevancia para los fundamentales de Deutsche Bank.
- DB's 2028 Targets Gain Traction: What's Driving Growth Momentum? — La confirmación de objetivos a 2028 y el impulso en el crecimiento son positivos, pero el mercado ya lo descuenta en parte tras la publicación de resultados.
- DB Stock Dips 4.5% on Soft Q3 IB Revenue Signal, Ups 2026 NII View — La caída por la debilidad en ingresos de banca de inversión del tercer trimestre ya está reflejada en el precio; la mejora de la guía de ingresos por intereses (NII) para 2026 compensa parcialmente.
- Deutsche Bank sees tokenised assets market reaching $4 trillion by 2035 — La estimación sobre el crecimiento del mercado de activos tokenizados es una oportunidad estratégica a largo plazo, pero su impacto en beneficios a corto plazo es incierto y no está materializado.
Verdict: Hold positions; the stock is fairly valued with upside potential if the ECB's rate cycle continues, but weakness in investment banking revenues and market volatility warrant caution.
Main risk: The main risk is exposure to capital markets and investment banking, which are sensitive to volatility and economic slowdown, as reflected in the 4.5% drop in the stock due to weak Q3 investment banking revenues.
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