Hannover Rück HNR1.DE
Hannover Rück SE is one of the world's largest reinsurers, providing coverage to primary insurance companies to diversify their risk in exchange for premiums. Hannover Re shows solid financial health (ROE 22.16%) and attractive valuation (P/E 11.44), but growth is negative (-23.30% in revenue) due to currency impact and business weakness, which weighs on its overall profile.
Detailed metrics
Market and fundamental data as of the analysis date.
Full AI report
Generated automatically from the metrics, the macro context and the company's news.
Hannover Rück SE is one of the world's largest reinsurers, providing coverage to primary insurance companies to diversify their risk in exchange for premiums. Hannover Re shows solid financial health (ROE 22.16%) and attractive valuation (P/E 11.44), but growth is negative (-23.30% in revenue) due to currency impact and business weakness, which weighs on its overall profile.
Score by category
| Category | Score |
|---|---|
| Financial health | 7.3 |
| Quality / Moat | 5.8 |
| Valuation | 6.3 |
| Growth | 0.4 |
| Dividend | 8.2 |
| Momentum | 5.2 |
| Risk & Context | 8.9 |
OVERALL SCORE: 6.5/10
Context and risks
Moderate regulatory risk in Germany and exposure to cyber risk, an area under active regulatory review in the EU. The currency impact already reflected in results adds pressure, but it is not a direct geopolitical risk.
News considered in the analysis
- Hannover Re Posts Lower Net Profit on Currency Hit — El beneficio neto cae por impacto de divisa, un hecho ya ocurrido y reportado; el mercado lo ha descontado parcialmente, pero refleja presión real sobre resultados.
- Are Investors Undervaluing Hannover Ruck (HVRRY) Right Now? — Artículo de opinión de Zacks sin información nueva; no aporta datos concretos.
- 3 Cyber Insurance Stocks Retail Investors May Want To Watch After Gemini Hacking News — El ciberriesgo sigue siendo un tema relevante para reaseguradoras; la noticia del hackeo de Gemini podría aumentar la demanda de cobertura, aunque el efecto es especulativo.
- Goldman Sachs refreshes conviction lists on both sides of the Atlantic — Movimiento de analista sin detalle específico sobre Hannover Re; no es información material.
- European Dividend Stocks To Consider In May 2026 — Listículo genérico sin información nueva sobre la empresa.
Verdict: Hold; balance sheet strength and dividend (4.27%) offset the lack of growth, but wait for currency impact to stabilize before adding to the position.
Main risk: The negative currency impact on results, which has already reduced net profit and could continue to pressure if the dollar weakens against the euro.
Other Financial Services companies
Neighbours in the sector ranking, to compare without going back to the index.
See all 1,000+ companies in the index →