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⚠️ Not investment advice. Past performance does not guarantee future results.
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Chubb CB

Switzerland Financial Services
6.5/10
AI Analyst score
333.37 USD
Last price at analysis date · analyst target 365.91 (+9.8%)
🛒 Where to buy CBPartner brokers · US (NYSE/Nasdaq) · sample 200.00 € orderUS (NYSE/Nasdaq)
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🟡 HOLD — Hold or accumulate on dips; the solid capital position and the high interest rate environment favor the business, but flat growth limits upside potential.

Chubb Limited is a global property and casualty (P&C) insurer and reinsurer, offering commercial and personal insurance, as well as reinsurance, through a broad distribution network in over 50 countries. Chubb shows solid financial health (ROE 14.82%) and a high operating margin (23.53%), with a reasonable valuation (P/E 11.80) and positive momentum (21.84%), although earnings growth is flat (-0.70%) and the dividend yield is low (0.98%).

Financial health
6.7
Quality / Moat
7.4
Valuation
5.9
Growth
5.1
Dividend
4.0
Momentum
7.0
Risk & Context
8.2

Detailed metrics

Market and fundamental data as of the analysis date.

💵 Valuation
P/E11.80
Fwd P/E11.45
EV/EBITDA10.15
P/B1.71
P/S2.08
PEG2.51
Market cap128.61 B USD
Enterprise value151.13 B USD
🏰 Quality and moat
ROIC (approx.)14.5%
Gross margin31.13%
FCF conversion70%
Operating margin23.53%
📈 Profitability and margins
ROE14.82%
ROA3.36%
Net margin18.07%
FCF10.49 B USD
FCF yield8.15%
🏦 Solvency and liquidity
Total debt25.01 B USD
Net debt17.05 B USD
Cash7.97 B USD
EBITDA14.88 B USD
Net debt / EBITDA1.15
D/E30.94
Current ratio0.41
Quick ratio0.20
🚀 Growth
Revenue growth6.10%
Earnings growth-0.70%
EPS (TTM)28.24 USD
EPS (Fwd)29.10 USD
💰 Dividend and risk
Dividend yield1.22%
Payout13.9%
Beta0.38
Analyst consensusBuy (23)
Target price365.91 USD
52-week range265.30 USD – 365.91 USD
⚠️ Main risk: The main risk is exposure to a softening of prices in the property and casualty segment, which could compress underwriting margins and affect future profitability.
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Full AI report

Generated automatically from the metrics, the macro context and the company's news.

Chubb Limited is a global property and casualty (P&C) insurer and reinsurer, offering commercial and personal insurance, as well as reinsurance, through a broad distribution network in over 50 countries. Chubb shows solid financial health (ROE 14.82%) and a high operating margin (23.53%), with a reasonable valuation (P/E 11.80) and positive momentum (21.84%), although earnings growth is flat (-0.70%) and the dividend yield is low (0.98%).

Score by category

CategoryScore
Financial health6.7
Quality / Moat7.4
Valuation5.9
Growth5.1
Dividend4.0
Momentum7.0
Risk & Context8.2

OVERALL SCORE: 6.5/10

Context and risks

Domiciled in Switzerland with moderate governance/regulatory risk. No specific regulatory, geopolitical, or business model risks for Chubb were identified that would justify an additional adjustment.

News considered in the analysis

  • High Interest Rates Are Good News for These 4 Insurance Dividend Stocks — El entorno de tipos altos amplía el margen de intermediación y el retorno de la cartera de inversiones de las aseguradoras, un viento a favor estructural para Chubb.
  • How AIG Is Protecting Underwriting Quality as Property Pricing Softens — Noticia sobre un competidor directo (AIG) que sugiere un ablandamiento de precios en el ramo de propiedad, pero no aporta información nueva específica sobre Chubb.
  • 4 Insurance Stocks With Two Big Profit Engines Backing the Dividend — Listículo genérico sin información específica sobre Chubb.
  • Chubb Limited (CB) is Attracting Investor Attention: Here is What You Should Know — Artículo de resumen sin información nueva o material.
  • NVIDIA and Travelzoo have been highlighted as Zacks Bull and Bear of the Day — Ruido de mercado sin relación con Chubb.

Verdict: Hold or accumulate on dips; the solid capital position and the high interest rate environment favor the business, but flat growth limits upside potential.

Main risk: The main risk is exposure to a softening of prices in the property and casualty segment, which could compress underwriting margins and affect future profitability.

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Automatically generated analysis from fundamental, market and news data. Not personalised financial advice — a research tool, not an individual recommendation. Past performance does not guarantee future results. Last update of this analysis: 2026-09-28. Legal notice, privacy & cookies.