Glacier Bancorp GBCI
United StatesFinancial Services · Banks - RegionalUSD
55.83 USD (+30.5%)
6 analysts
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Glacier Bancorp is a U.S. regional bank offering commercial and consumer banking services, including loans, deposits, and asset management, primarily in the western United States.
Key points
from its scores- ✓High-quality business9.1
- ✓Strong growth9.0
- ✓Attractive dividend7.0
- ✕Poor share-price trend2.6
- ✕Fragile balance sheet3.2
AI analysis
bottom line, main risk, context and newsThe combination of high quality and strong growth justifies the position, but weak momentum and a rising rate environment warrant caution before adding.
Glacier Bancorp shows moderate financial health (ROE 7.95%, ROA 1.03%) but exceptional quality moat (operating margin 44.30%) and very strong growth (revenues +41.5%, earnings +66.7%). Its valuation is reasonable (P/E 17.6, forward 11.89) and it offers an attractive dividend (3.27%), although momentum is weak (20th percentile in 52 weeks).
The main risk is sensitivity to the interest rate cycle: a prolonged tightening could compress net interest margins and slow earnings growth, especially for a regional bank with commercial loan exposure.
Context and risks
Glacier Bancorp operates in the U.S. regional banking sector, subject to active regulatory scrutiny and a rising interest rate environment that pressures funding costs. Its efficiency ratio and margins could be affected by the yield curve, although its balance sheet shows an adequate capital position.
Is Glacier Bancorp stock cheap or expensive?
at the analysis dateOn P/E and Price / book, it trades in line with the Financial Services median (within 15%).
| Multiple | Company | Sector | Difference |
|---|---|---|---|
| P/E | 17.6 | 13.7 | +28% |
| Price / book | 1.3 | 1.9 | −30% |
| Price / sales | 4.9 | 3.5 | +43% |
Sector: median of the 351 Financial Services companies analysed. In bold, the multiples used for the comparison.
Valuation score: 4.1 out of 10 (median for Financial Services: 5.2).
Average analyst target: 55.83 USD, +30.5% versus the price.
Classic formulas with standard assumptions (10.0% growth, 8-9% discount rate). Indicative only: they change a lot with the assumptions and are not a recommendation.
Work out its fair value yourself →How much would you have made investing every month? →
Comparing it with its sector does not say whether it is a good buy: this is not investment advice.
Score by category
0 to 10 · hover overtap each one to see what it measuresKey metrics
at the analysis date · compared with the Financial Services medianValuation
- P/E
- 17.6
- Forward P/E
- 11.9
- Price / book
- 1.3
- Price / sales
- 4.9
- PEG
- 1.75
- Market cap
- 5.6B USD
- Enterprise value
- 6.8B USD
Profitability
- ROE
- 7.9%
- ROA
- 1.0%
- ROIC (approx.)
- 7.6%
- Gross margin
- 0.0%
- Operating margin
- 44.3%
- Net margin
- 27.6%
Solvency
- Total debt
- 2.3B USD
- Net debt
- 1.2B USD
- Cash
- 1.1B USD
Growth
- Revenue growth
- +41.5%
- Earnings growth
- +66.7%
- EPS (TTM)
- 2.43 USD
- EPS (forward)
- 3.60 USD
Dividend
- Dividend yield
- 3.3%
- Payout
- 67.9%
Risk and market
- Beta
- 0.77
- Analyst consensus
- Buy (6)
- Target price
- 55.83 USD
- 52-week range
- 39.90 – 54.58
Recent news
All GBCI news →Compare it with its sector
All 351 in Financial Services →Frequently asked questions about Glacier Bancorp
Is Glacier Bancorp stock cheap or expensive?
On P/E and Price / book, it trades in line with the Financial Services median (within 15%). Valuation score: 4.1 out of 10 (median for Financial Services: 5.2). Average analyst target: 55.83 USD, +30.5% versus the price. This is not investment advice.
What score does Glacier Bancorp get on MeridIAn Screener?
It scores 5.9 out of 10, rank 1,068 of 2,130 (better than 47% of the companies analysed). Its strongest category is Quality / Moat (9.1) and its weakest, Momentum (2.6). Analysis of 08/10/2026.
What is Glacier Bancorp's P/E ratio?
Its P/E is 17.6: the share price equals 17.6 times earnings per share over the last 12 months. The Financial Services median is 13.7. Based on the earnings analysts expect, the forward P/E is 11.9.
How much is Glacier Bancorp worth on the stock market?
Its market capitalisation is 5.6B USD.
Does Glacier Bancorp pay a dividend?
Yes: its dividend yield is 3.27% and it pays out 68% of its earnings.
How has Glacier Bancorp stock performed over the last year?
It has fallen 4.7% over the last year, excluding dividends. Over the last 52 weeks it has traded between 39.90 and 54.58 USD. Past performance does not guarantee future results.
What do analysts think of Glacier Bancorp?
6 analysts cover it; their average recommendation is “Buy” and their average target is 55.83 USD (+30.5% versus the price). It is an estimate, not market data.