Jyske Bank JYSK.CO
DenmarkFinancial Services · Banks - RegionalNasdaq Copenhague · DKK
1,102.60 DKK (+1.4%)
5 analysts
XTB1.00 €affiliateOpen account ↗
Interactive Brokers4.74 €Open account ↗XTB1.00 €★ featured · affiliateOpen account ↗Interactive Brokers4.74 €Open account ↗XTB1.00 €★ featured · affiliateOpen account ↗200.00 € order · cheapest cheapest available in your country iCompare all 22 brokers →What does it do?
Jyske Bank is a Danish bank offering retail banking, wealth management, and financial services to individuals and businesses in Denmark.
Listed on Nasdaq Copenhague · Symbol JYSK.CO · CPH: JYSK · Currency DKK
Key points
from its scores- ✓High-quality business9.6
- ✓Favourable backdrop8.7
- ✓Good share-price trend8.3
- ✕Fragile balance sheet4.0
- !Somewhat demanding valuation5.4
AI analysis
bottom line, main risk, context and newsThe combination of high quality, reasonable valuation, and positive momentum offsets the relative weakness in ROA.
Jyske Bank shows solid profitability (ROE 10.29%) and very high margins (operating margin 51.12%), with a reasonable valuation (P/E 12.71) and strong momentum (49.82% over 12 months). The ECB's rate-hiking environment is favorable for its net interest margin, although financial health is penalized by a low ROA (0.69%).
The main risk is exposure to the Danish banking sector, subject to active regulatory scrutiny regarding anti-money laundering and potential additional capital requirements that could limit dividend distribution.
Context and risks
Jyske Bank operates in Denmark, a country with solid institutions and minority shareholder protection, but the Danish banking sector is under active regulatory scrutiny regarding anti-money laundering and capital requirements. Exposure is limited and governance risk is moderate, justifying a slight penalty.
Is Jyske Bank stock cheap or expensive?
at the analysis dateOn P/E and Price / book, it trades 18% below the Financial Services median on average.
| Multiple | Company | Sector | Difference |
|---|---|---|---|
| P/E | 12.7 | 13.7 | −7% |
| Price / book | 1.3 | 1.9 | −29% |
| Price / sales | 4.3 | 3.5 | +24% |
Sector: median of the 351 Financial Services companies analysed. In bold, the multiples used for the comparison.
Valuation score: 5.4 out of 10 (median for Financial Services: 5.2).
Average analyst target: 1,102.60 DKK, +1.4% versus the price.
A discount may reflect more risk or slower growth than its sector: Financial health 4.0 (sector 5.5), Growth 5.6 (sector 6.9).
Classic formulas with standard assumptions (10.0% growth, 8-9% discount rate). Indicative only: they change a lot with the assumptions and are not a recommendation.
Work out its fair value yourself →How much would you have made investing every month? →
Comparing it with its sector does not say whether it is a good buy: this is not investment advice.
Score by category
0 to 10 · hover overtap each one to see what it measuresKey metrics
at the analysis date · compared with the Financial Services medianValuation
- P/E
- 12.7
- Forward P/E
- 11.3
- Price / book
- 1.3
- Price / sales
- 4.3
- PEG
- 0.60
- Market cap
- 60.9B DKK
- Enterprise value
- 441.8B DKK
Profitability
- ROE
- 10.3%
- ROA
- 0.7%
- ROIC (approx.)
- 1.4%
- Gross margin
- 0.0%
- Operating margin
- 51.1%
- Net margin
- 37.1%
Solvency
- Total debt
- 480.9B DKK
- Net debt
- 380.0B DKK
- Cash
- 100.8B DKK
Growth
- Revenue growth
- +1.3%
- Earnings growth
- +12.3%
- EPS (TTM)
- 85.52 DKK
- EPS (forward)
- 95.95 DKK
Dividend
- Dividend yield
- 2.3%
- Payout
- 29.2%
Risk and market
- Beta
- 0.36
- Analyst consensus
- Buy (5)
- Target price
- 1,102.60 DKK
- 52-week range
- 710.00 – 1,125.00
Recent news
All JYSK.CO news →Compare it with its sector
All 351 in Financial Services →Frequently asked questions about Jyske Bank
Is Jyske Bank stock cheap or expensive?
On P/E and Price / book, it trades 18% below the Financial Services median on average. Valuation score: 5.4 out of 10 (median for Financial Services: 5.2). Average analyst target: 1,102.60 DKK, +1.4% versus the price. This is not investment advice.
What score does Jyske Bank get on MeridIAn Screener?
It scores 6.8 out of 10, rank 326 of 2,130 (better than 83% of the companies analysed). Its strongest category is Quality / Moat (9.6) and its weakest, Financial health (4.0). Analysis of 08/10/2026.
What is Jyske Bank's P/E ratio?
Its P/E is 12.7: the share price equals 12.7 times earnings per share over the last 12 months. The Financial Services median is 13.7. Based on the earnings analysts expect, the forward P/E is 11.3.
How much is Jyske Bank worth on the stock market?
Its market capitalisation is 60.9B DKK.
Does Jyske Bank pay a dividend?
Yes: its dividend yield is 2.30% and it pays out 29% of its earnings.
How has Jyske Bank stock performed over the last year?
It has risen 48.9% over the last year, excluding dividends. Over the last 52 weeks it has traded between 710.00 and 1,125.00 DKK. Past performance does not guarantee future results.
What do analysts think of Jyske Bank?
5 analysts cover it; their average recommendation is “Buy” and their average target is 1,102.60 DKK (+1.4% versus the price). It is an estimate, not market data.