Home BancShares HOMB
United StatesFinancial Services · Banks - RegionalUSD
33.25 USD (+18.0%)
8 analysts
Trading 2120.30 €Open account ↗
Lightyear0.90 €Open account ↗
N260.90 €Open account ↗
XTB1.00 €★ featured · affiliateOpen account ↗Trading 2120.30 €Open account ↗Lightyear0.90 €Open account ↗XTB1.00 €★ featured · affiliateOpen account ↗200.00 € order · cheapest cheapest available in your country iCompare all 22 brokers →What does it do?
Home BancShares, Inc. is a US regional bank offering commercial and consumer banking services, including loans, deposits, and treasury management, primarily in Arkansas and Florida.
Key points
from its scores- ✓High-quality business9.7
- ✓Attractive dividend7.2
- ✓Favourable backdrop7.1
- ✕Poor share-price trend4.6
- !Balance sheet could be stronger5.2
AI analysis
bottom line, main risk, context and newsSolid quality and dividend, but flat earnings growth and fair valuation offer no clear catalyst to buy.
Home BancShares shows solid profitability (ROE 11.11%, ROA 2.01%) and a wide moat (net margin 43.60%), with reasonable valuation (P/E 11.64) and an attractive dividend (net yield 3.05%). Earnings growth is flat (-1.60%), which limits near-term appeal.
The main risk is exposure to the regional credit cycle: an economic slowdown in its core markets (Arkansas and Florida) could raise non-performing loans and compress net interest margins.
Context and risks
US regional bank with moderate governance. The rising rate environment in the US widens net interest margins, but exposure to a slowing credit cycle and reliance on wholesale funding are the main risks.
Is Home BancShares stock cheap or expensive?
at the analysis dateOn P/E and Price / book, it trades 24% below the Financial Services median on average.
| Multiple | Company | Sector | Difference |
|---|---|---|---|
| P/E | 11.6 | 13.7 | −15% |
| Price / book | 1.2 | 1.9 | −33% |
| Price / sales | 5.1 | 3.5 | +49% |
Sector: median of the 351 Financial Services companies analysed. In bold, the multiples used for the comparison.
Valuation score: 6.0 out of 10 (median for Financial Services: 5.2).
Average analyst target: 33.25 USD, +18.0% versus the price.
A discount may reflect more risk or slower growth than its sector: Financial health 5.2 (sector 5.5), Growth 5.3 (sector 6.9).
Classic formulas with standard assumptions (7.6% growth, 8-9% discount rate). Indicative only: they change a lot with the assumptions and are not a recommendation.
Work out its fair value yourself →How much would you have made investing every month? →
Comparing it with its sector does not say whether it is a good buy: this is not investment advice.
Score by category
0 to 10 · hover overtap each one to see what it measuresKey metrics
at the analysis date · compared with the Financial Services medianValuation
- P/E
- 11.6
- Forward P/E
- 10.8
- Price / book
- 1.2
- Price / sales
- 5.1
- PEG
- 3.01
- Market cap
- 5.6B USD
- Enterprise value
- 5.5B USD
Profitability
- ROE
- 11.1%
- ROA
- 2.0%
- ROIC (approx.)
- 11.6%
- Gross margin
- 0.0%
- Operating margin
- 57.6%
- Net margin
- 43.6%
Solvency
- Total debt
- 921.4M USD
- Net debt
- −128.1M USD
- Cash
- 1.0B USD
Growth
- Revenue growth
- +8.6%
- Earnings growth
- −1.6%
- EPS (TTM)
- 2.42 USD
- EPS (forward)
- 2.60 USD
Dividend
- Dividend yield
- 3.1%
- Payout
- 34.3%
Risk and market
- Beta
- 0.72
- Analyst consensus
- none (8)
- Target price
- 33.25 USD
- 52-week range
- 25.50 – 31.70
Recent news
All HOMB news →Compare it with its sector
All 351 in Financial Services →Frequently asked questions about Home BancShares
Is Home BancShares stock cheap or expensive?
On P/E and Price / book, it trades 24% below the Financial Services median on average. Valuation score: 6.0 out of 10 (median for Financial Services: 5.2). Average analyst target: 33.25 USD, +18.0% versus the price. This is not investment advice.
What score does Home BancShares get on MeridIAn Screener?
It scores 6.7 out of 10, rank 388 of 2,130 (better than 80% of the companies analysed). Its strongest category is Quality / Moat (9.7) and its weakest, Momentum (4.6). Analysis of 08/10/2026.
What is Home BancShares's P/E ratio?
Its P/E is 11.6: the share price equals 11.6 times earnings per share over the last 12 months. The Financial Services median is 13.7. Based on the earnings analysts expect, the forward P/E is 10.8.
How much is Home BancShares worth on the stock market?
Its market capitalisation is 5.6B USD.
Does Home BancShares pay a dividend?
Yes: its dividend yield is 3.05% and it pays out 34% of its earnings.
How has Home BancShares stock performed over the last year?
It has risen 8.7% over the last year, excluding dividends. Over the last 52 weeks it has traded between 25.50 and 31.70 USD. Past performance does not guarantee future results.
What do analysts think of Home BancShares?
8 analysts cover it; their average recommendation is “none” and their average target is 33.25 USD (+18.0% versus the price). It is an estimate, not market data.