NN Group NN.AS
NN Group is a diversified insurer headquartered in the Netherlands offering life, non-life, pension and investment products, primarily in European and Japanese markets. NN Group presents moderate financial health (4.01) with an ROE of 8.75%, but stands out for its solid quality (7.46) with operating margins of 31.19%, an attractive valuation (P/E 11.76) and a very profitable dividend (5.08%). Earnings growth is exceptional (199.70%), although revenue is falling 4.50%.
Detailed metrics
Market and fundamental data as of the analysis date.
Full AI report
Generated automatically from the metrics, the macro context and the company's news.
NN Group is a diversified insurer headquartered in the Netherlands offering life, non-life, pension and investment products, primarily in European and Japanese markets. NN Group presents moderate financial health (4.01) with an ROE of 8.75%, but stands out for its solid quality (7.46) with operating margins of 31.19%, an attractive valuation (P/E 11.76) and a very profitable dividend (5.08%). Earnings growth is exceptional (199.70%), although revenue is falling 4.50%.
Score by category
| Category | Score |
|---|---|
| Financial health | 4.2 |
| Quality / Moat | 7.5 |
| Valuation | 6.2 |
| Growth | 6.4 |
| Dividend | 8.5 |
| Momentum | 8.3 |
| Risk & Context | 8.5 |
OVERALL SCORE: 6.9/10
Context and risks
NN Group is a diversified insurer based in the Netherlands. The macro context of rising interest rates in Europe (ECB) is relevant to its life insurance and pensions business, but the effect is mixed and already reflected in the quantitative scores. There is no material exposure to commodities, technology or shipping routes.
News considered in the analysis
- NN Group NV's Dividend Analysis — Análisis genérico de dividendo sin información nueva sobre la compañía.
- NN Group NV (NNGPF) (H1 2026) Earnings Call Highlights: Strong OCG Growth and Strategic ... — Resultados del primer semestre con crecimiento sólido en OCG (operating capital generation), refuerza la confianza en el negocio.
- NNGRY vs. BWIN: Which Stock Should Value Investors Buy Now? — Comparativa genérica de valor entre dos acciones sin información específica nueva.
- NNGRY or BWIN: Which Is the Better Value Stock Right Now? — Listículo de comparación sin datos concretos que afecten a NN Group.
- Assessing NN Group (ENXTAM:NN) Valuation After Mixed Recent Share Performance — Análisis de valoración sin hechos nuevos, solo opinión sobre el precio.
Verdict: Hold or buy on dips: the combination of reasonable valuation, high dividend and quality margins offers an attractive profile for long-term investors.
Main risk: The main risk is the decline in revenue (-4.50%) in a rising rate environment that could compress demand for savings products and life insurance, affecting future growth.
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