Valley National Bancorp VLY
United StatesFinancial Services · Banks - RegionalUSD
16.50 USD (+32.2%)
14 analysts
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Valley National Bancorp is a US regional bank offering commercial and consumer banking services, including loans, deposits, and wealth management, primarily in the northeastern United States.
Key points
from its scores- ✓High-quality business9.5
- ✓Strong growth8.0
- ✓Attractive dividend7.7
- ✕Fragile balance sheet3.8
- !Risks to watch5.3
AI analysis
bottom line, main risk, context and newsThe combination of quality, growth, and reasonable valuation makes Valley National a solid choice for value and dividend-oriented investors.
Valley National Bancorp shows moderate financial health (ROE 8.95%, ROA 1.07%) but exceptional quality (operating margin 46.79%) and solid growth (revenue +15%, earnings +31.8%). With a P/E of 10.58 and a net dividend yield of 3.53%, the stock is reasonably valued and offers an attractive combination of value and dividend income.
The main risk is exposure to a rising interest rate environment that, while expanding margins, could also raise funding costs and pressure asset quality if the economy slows.
Context and risks
Valley National Bancorp operates in a US regional banking sector under active regulatory oversight, with capital requirements and stress tests that condition its ability to return value to shareholders. The moderate governance and regulatory risk of the domicile country (United States) is reflected in a slight penalty, with no known specific litigation or investigations against the entity.
Is Valley National Bancorp stock cheap or expensive?
at the analysis dateOn P/E and Price / book, it trades 37% below the Financial Services median on average.
| Multiple | Company | Sector | Difference |
|---|---|---|---|
| P/E | 10.6 | 13.7 | −23% |
| Price / book | 0.9 | 1.9 | −51% |
| Price / sales | 3.4 | 3.5 | −1% |
Sector: median of the 351 Financial Services companies analysed. In bold, the multiples used for the comparison.
Valuation score: 6.7 out of 10 (median for Financial Services: 5.2).
Average analyst target: 16.50 USD, +32.2% versus the price.
A discount may reflect more risk or slower growth than its sector: Financial health 3.8 (sector 5.5), Growth 8.0 (sector 6.9).
Classic formulas with standard assumptions (10.0% growth, 8-9% discount rate). Indicative only: they change a lot with the assumptions and are not a recommendation.
Work out its fair value yourself →How much would you have made investing every month? →
Comparing it with its sector does not say whether it is a good buy: this is not investment advice.
Score by category
0 to 10 · hover overtap each one to see what it measuresKey metrics
at the analysis date · compared with the Financial Services medianValuation
- P/E
- 10.6
- Forward P/E
- 8.1
- Price / book
- 0.9
- Price / sales
- 3.4
- PEG
- 1.16
- Market cap
- 6.9B USD
- Enterprise value
- 9.7B USD
Profitability
- ROE
- 9.0%
- ROA
- 1.1%
- ROIC (approx.)
- 8.3%
- Gross margin
- 0.0%
- Operating margin
- 46.8%
- Net margin
- 34.5%
Solvency
- Total debt
- 3.7B USD
- Net debt
- 2.5B USD
- Cash
- 1.3B USD
Growth
- Revenue growth
- +15.0%
- Earnings growth
- +31.8%
- EPS (TTM)
- 1.18 USD
- EPS (forward)
- 1.54 USD
Dividend
- Dividend yield
- 3.5%
- Payout
- 37.3%
Risk and market
- Beta
- 1.09
- Analyst consensus
- Buy (14)
- Target price
- 16.50 USD
- 52-week range
- 9.64 – 15.20
Recent news
All VLY news →Compare it with its sector
All 351 in Financial Services →Frequently asked questions about Valley National Bancorp
Is Valley National Bancorp stock cheap or expensive?
On P/E and Price / book, it trades 37% below the Financial Services median on average. Valuation score: 6.7 out of 10 (median for Financial Services: 5.2). Average analyst target: 16.50 USD, +32.2% versus the price. This is not investment advice.
What score does Valley National Bancorp get on MeridIAn Screener?
It scores 6.7 out of 10, rank 417 of 2,130 (better than 80% of the companies analysed). Its strongest category is Quality / Moat (9.5) and its weakest, Financial health (3.8). Analysis of 08/10/2026.
What is Valley National Bancorp's P/E ratio?
Its P/E is 10.6: the share price equals 10.6 times earnings per share over the last 12 months. The Financial Services median is 13.7. Based on the earnings analysts expect, the forward P/E is 8.1.
How much is Valley National Bancorp worth on the stock market?
Its market capitalisation is 6.9B USD.
Does Valley National Bancorp pay a dividend?
Yes: its dividend yield is 3.53% and it pays out 37% of its earnings.
How has Valley National Bancorp stock performed over the last year?
It has risen 25.3% over the last year, excluding dividends. Over the last 52 weeks it has traded between 9.64 and 15.20 USD. Past performance does not guarantee future results.
What do analysts think of Valley National Bancorp?
14 analysts cover it; their average recommendation is “Buy” and their average target is 16.50 USD (+32.2% versus the price). It is an estimate, not market data.