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⚠️ Not investment advice. Past performance does not guarantee future results.
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AIG AIG

United States Financial Services
5.7/10
AI Analyst score
74.17 USD
Last price at analysis date · analyst target 88.45 (+19.3%)
🛒 Where to buy AIGPartner brokers · US (NYSE/Nasdaq) · sample 200.00 € orderUS (NYSE/Nasdaq)
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🟡 HOLD — Hold; valuation is reasonable but negative growth and weak momentum limit immediate upside potential.

AIG is a global insurance and reinsurance company offering property, casualty, and life insurance to corporate and individual clients, generating revenue from premiums and investment income. AIG shows moderate financial health (ROE 7.22) and an attractive valuation (forward P/E 8.44), but earnings growth is negative (-10.10%) and momentum is weak (18th percentile in 52 weeks), suggesting near-term caution.

Financial health
3.7
Quality / Moat
6.3
Valuation
5.5
Growth
3.5
Dividend
6.9
Momentum
4.0
Risk & Context
8.4

Detailed metrics

Market and fundamental data as of the analysis date.

💵 Valuation
P/E13.53
Fwd P/E8.44
EV/EBITDA4.60
P/B0.96
P/S1.45
PEG0.63
Market cap38.78 B USD
Enterprise value37.43 B USD
🏰 Quality and moat
ROIC (approx.)10.5%
Gross margin35.09%
FCF conversion90%
Operating margin19.41%
📈 Profitability and margins
ROE7.22%
ROA1.76%
Net margin11.09%
FCF7.37 B USD
FCF yield18.99%
🏦 Solvency and liquidity
Total debt9.13 B USD
Net debt-1.37 B USD
Cash10.49 B USD
EBITDA8.15 B USD
Net debt / EBITDA-0.17
D/E22.47
Current ratio0.61
Quick ratio0.22
🚀 Growth
Revenue growth0.50%
Earnings growth-10.10%
EPS (TTM)5.48 USD
EPS (Fwd)8.79 USD
💰 Dividend and risk
Dividend yield2.70%
Payout33.8%
Beta0.51
Analyst consensusBuy (20)
Target price88.45 USD
52-week range71.25 USD – 87.29 USD
⚠️ Main risk: The main risk is weakness in earnings growth (-10.10%) and pressure on underwriting pricing in the property segment, which could erode future profitability.
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Full AI report

Generated automatically from the metrics, the macro context and the company's news.

AIG is a global insurance and reinsurance company offering property, casualty, and life insurance to corporate and individual clients, generating revenue from premiums and investment income. AIG shows moderate financial health (ROE 7.22) and an attractive valuation (forward P/E 8.44), but earnings growth is negative (-10.10%) and momentum is weak (18th percentile in 52 weeks), suggesting near-term caution.

Score by category

CategoryScore
Financial health3.7
Quality / Moat6.3
Valuation5.5
Growth3.5
Dividend6.9
Momentum4.0
Risk & Context8.4

OVERALL SCORE: 5.7/10

Context and risks

AIG is a diversified insurer; the macro context of rising rates and geopolitical tensions does not materially affect its core property, casualty, and life insurance business. Its rate exposure is via its investment portfolio, which the engine already captures.

News considered in the analysis

  • How AIG Is Protecting Underwriting Quality as Property Pricing Softens — Indica disciplina en suscripción en un entorno de precios de propiedad más débiles, lo que apoya la calidad del negocio a futuro.
  • Is American International Group (AIG) Below Fair Value On Its Leadership Change? — El cambio de liderazgo puede generar incertidumbre estratégica, pero también podría traer una nueva perspectiva; impacto moderado.
  • 3 Insurance Stocks to Watch as Trade Credit Demand Shifts — Listículo genérico sin información específica sobre AIG.
  • EG Stock Trading at a Discount to Industry at 0.92X: Time to Hold? — Artículo sobre otra empresa (EG), no relevante para AIG.
  • What Is Really Driving Palantir's Growth? — Artículo sobre Palantir, sin relación con AIG.

Verdict: Hold; valuation is reasonable but negative growth and weak momentum limit immediate upside potential.

Main risk: The main risk is weakness in earnings growth (-10.10%) and pressure on underwriting pricing in the property segment, which could erode future profitability.

Other Financial Services companies

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Automatically generated analysis from fundamental, market and news data. Not personalised financial advice — a research tool, not an individual recommendation. Past performance does not guarantee future results. Last update of this analysis: 2026-09-28. Legal notice, privacy & cookies.