DIA DIA.MC
SpainConsumer Defensive · Discount StoresBolsa de Madrid (BME) · EUR
49.78 EUR (+5.9%)
6 analysts
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DIA is a Spanish discount supermarket chain operating mainly in Spain, Portugal, Argentina and Brazil, with a proximity store model and low-cost private labels.
Listed on Bolsa de Madrid (BME) · Symbol DIA.MC · BME: DIA · Currency EUR
Key points
from its scores- ✓Good share-price trend9.3
- ✕Little or no dividend1.5
- ✕Fragile balance sheet3.0
- ✕Weak growth3.2
AI analysis
bottom line, main risk, context and newsThe fragile balance sheet and falling earnings make the risk outweigh the re-rating potential, despite the recent strong momentum.
DIA shows very weak financial health (Debt/Equity 571%, liquidity 0.57) and negative earnings growth (-37.6%), although its valuation is moderate (P/E 24.74) and momentum is strong (56.18). The discount business is defensive, but the balance sheet is the main drag.
The main risk is financial: with debt-to-equity of 571% and liquidity of 0.57, DIA is highly vulnerable to tighter credit conditions or any operational strain that prevents cash generation.
Context and risks
DIA operates in Spain, a country with elevated governance risk according to the assigned profile. Although there is no recent news, the structural weakness of the balance sheet (Debt/Equity 571%) and the rising rate environment in Europe (ECB hiking) make debt refinancing more expensive, which with a liquidity ratio of 0.57 is a material risk to operational continuity.
Is DIA stock cheap or expensive?
at the analysis dateOn P/E and EV / EBITDA, it trades in line with the Consumer Defensive median (within 15%).
| Multiple | Company | Sector | Difference |
|---|---|---|---|
| P/E | 24.7 | 19.8 | +25% |
| EV / EBITDA | 10.0 | 10.8 | −8% |
| Price / book | 15.4 | 2.7 | +467% |
| Price / sales | 0.5 | 1.2 | −63% |
Sector: median of the 124 Consumer Defensive companies analysed. In bold, the multiples used for the comparison.
Valuation score: 6.3 out of 10 (median for Consumer Defensive: 6.3).
Average analyst target: 49.78 EUR, +5.9% versus the price.
Classic formulas with standard assumptions (10.0% growth, 8-9% discount rate). Indicative only: they change a lot with the assumptions and are not a recommendation.
Work out its fair value yourself →How much would you have made investing every month? →
Comparing it with its sector does not say whether it is a good buy: this is not investment advice.
Score by category
0 to 10 · hover overtap each one to see what it measuresKey metrics
at the analysis date · compared with the Consumer Defensive medianValuation
- P/E
- 24.7
- Forward P/E
- 20.3
- EV / EBITDA
- 10.0
- Price / book
- 15.4
- Price / sales
- 0.5
- PEG
- 0.87
- Market cap
- 2.7B EUR
- Enterprise value
- 3.3B EUR
Profitability
- ROE
- 141.3%
- ROA
- 5.4%
- ROIC (approx.)
- 13.6%
- Gross margin
- 24.7%
- Operating margin
- 2.7%
- Net margin
- 1.9%
- Free cash flow
- 194.2M EUR
- FCF yield
- 7.2%
- Cash conversion
- 58%
Solvency
- Total debt
- 1.0B EUR
- Net debt
- 620.0M EUR
- Cash
- 390.2M EUR
- EBITDA
- 335.7M EUR
- Net debt / EBITDA
- 1.85
- Debt / equity
- 571.22
- Current ratio
- 0.57
- Quick ratio
- 0.36
Growth
- Revenue growth
- +9.2%
- Earnings growth
- −37.6%
- EPS (TTM)
- 1.90 EUR
- EPS (forward)
- 2.32 EUR
Dividend
- Dividend yield
- 0.0%
- Payout
- 0.0%
Risk and market
- Beta
- 0.48
- Analyst consensus
- none (6)
- Target price
- 49.78 EUR
- 52-week range
- 26.05 – 48.90
Recent news
All DIA.MC news →Compare it with its sector
All 124 in Consumer Defensive →Frequently asked questions about DIA
Is DIA stock cheap or expensive?
On P/E and EV / EBITDA, it trades in line with the Consumer Defensive median (within 15%). Valuation score: 6.3 out of 10 (median for Consumer Defensive: 6.3). Average analyst target: 49.78 EUR, +5.9% versus the price. This is not investment advice.
What score does DIA get on MeridIAn Screener?
It scores 5.3 out of 10, rank 1,525 of 2,130 (better than 26% of the companies analysed). Its strongest category is Momentum (9.3) and its weakest, Dividend (1.5). Analysis of 08/10/2026.
What is DIA's P/E ratio?
Its P/E is 24.7: the share price equals 24.7 times earnings per share over the last 12 months. The Consumer Defensive median is 19.8. Based on the earnings analysts expect, the forward P/E is 20.3.
How much is DIA worth on the stock market?
Its market capitalisation is 2.7B EUR and its enterprise value, debt included, is 3.3B EUR.
How much debt does DIA have?
Its net debt (debt minus cash) is 620.0M EUR. That is 1.85 times its EBITDA; the Consumer Defensive median is 2.38.
Does DIA pay a dividend?
It pays no dividend, or almost none.
How has DIA stock performed over the last year?
It has risen 76.0% over the last year, excluding dividends. Over the last 52 weeks it has traded between 26.05 and 48.90 EUR. Past performance does not guarantee future results.
What do analysts think of DIA?
6 analysts cover it; their average recommendation is “none” and their average target is 49.78 EUR (+5.9% versus the price). It is an estimate, not market data.