Jackson Financial JXN
United StatesFinancial Services · Insurance - LifeUSD
148.75 USD (+14.2%)
4 analysts
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Jackson Financial Inc. is a U.S. insurer specializing in life insurance and annuities, generating revenue from premiums and fees and managing a large investment portfolio to back its long-duration liabilities.
Key points
from its scores- ✓Strong growth10.0
- ✓Good share-price trend8.6
- ✕Fragile balance sheet0.5
- ✕Little competitive advantage1.2
- ✕Demanding valuation2.5
AI analysis
bottom line, main risk, context and newsValuation is attractive on a forward basis, but balance sheet weakness and rate sensitivity warrant caution.
Jackson Financial shows spectacular earnings growth (291.6%) and a very low forward P/E (4.22), but its financial health is fragile (ROE 1.38, negative operating margin) and its dividend payout is unsustainable (373.63%). The rise in long-term rates adds pressure on its investment portfolio, although it may also improve the yield on new investments.
Balance sheet sensitivity to a high and volatile long-term rate environment, which could erode the value of its fixed-income portfolio and compress its already weak financial health (ROE 1.38).
Context and risks
Jackson Financial operates in the U.S. life insurance and annuity sector, a long-duration business. The sharp rise in 10-year rates (5.28%) pressures the value of its fixed-income assets and makes funding more expensive, although it may improve the yield on new investments. The main risk is the sensitivity of its balance sheet to a high and volatile rate environment.
Is Jackson Financial stock cheap or expensive?
at the analysis dateOn P/E and Price / book, it trades 447% above the Financial Services median on average.
| Multiple | Company | Sector | Difference |
|---|---|---|---|
| P/E | 143.2 | 13.7 | +944% |
| Price / book | 0.9 | 1.9 | −49% |
| Price / sales | 1.3 | 3.5 | −61% |
Sector: median of the 351 Financial Services companies analysed. In bold, the multiples used for the comparison.
Valuation score: 2.5 out of 10 (median for Financial Services: 5.2).
Average analyst target: 148.75 USD, +14.2% versus the price.
A premium can be justified if the company is of higher quality or grows faster than its sector: Quality / Moat 1.2 (sector 8.8), Growth 10.0 (sector 6.9).
Classic formulas with standard assumptions (10.0% growth, 8-9% discount rate). Indicative only: they change a lot with the assumptions and are not a recommendation.
Work out its fair value yourself →How much would you have made investing every month? →
Comparing it with its sector does not say whether it is a good buy: this is not investment advice.
Score by category
0 to 10 · hover overtap each one to see what it measuresKey metrics
at the analysis date · compared with the Financial Services medianValuation
- P/E
- 143.2
- Forward P/E
- 4.2
- Price / book
- 0.9
- Price / sales
- 1.3
- PEG
- 0.12
- Market cap
- 8.8B USD
- Enterprise value
- 9.6B USD
Profitability
- ROE
- 1.4%
- ROA
- 0.1%
- ROIC (approx.)
- −351.7%
- Gross margin
- 48.8%
- Operating margin
- −810.1%
- Net margin
- 1.6%
- Free cash flow
- 1.2B USD
- FCF yield
- 13.9%
Solvency
- Total debt
- 5.7B USD
- Net debt
- −266.0M USD
- Cash
- 6.0B USD
- Debt / equity
- 54.61
- Current ratio
- 1.81
- Quick ratio
- 0.32
Growth
- Earnings growth
- +291.6%
- EPS (TTM)
- 0.91 USD
- EPS (forward)
- 30.90 USD
Dividend
- Dividend yield
- 2.8%
- Payout
- 373.6%
Risk and market
- Beta
- 1.32
- Analyst consensus
- Buy (4)
- Target price
- 148.75 USD
- 52-week range
- 89.67 – 140.90
Recent news
All JXN news →Compare it with its sector
All 351 in Financial Services →Frequently asked questions about Jackson Financial
Is Jackson Financial stock cheap or expensive?
On P/E and Price / book, it trades 447% above the Financial Services median on average. Valuation score: 2.5 out of 10 (median for Financial Services: 5.2). Average analyst target: 148.75 USD, +14.2% versus the price. This is not investment advice.
What score does Jackson Financial get on MeridIAn Screener?
It scores 3.4 out of 10, rank 2,042 of 2,130 (better than 4% of the companies analysed). Its strongest category is Growth (10.0) and its weakest, Financial health (0.5). Analysis of 08/10/2026.
What is Jackson Financial's P/E ratio?
Its P/E is 143.2: the share price equals 143.2 times earnings per share over the last 12 months. The Financial Services median is 13.7. Based on the earnings analysts expect, the forward P/E is 4.2.
How much is Jackson Financial worth on the stock market?
Its market capitalisation is 8.8B USD.
Does Jackson Financial pay a dividend?
Yes: its dividend yield is 2.76% and it pays out 374% of its earnings.
How has Jackson Financial stock performed over the last year?
It has risen 41.7% over the last year, excluding dividends. Over the last 52 weeks it has traded between 89.67 and 140.90 USD. Past performance does not guarantee future results.
What do analysts think of Jackson Financial?
4 analysts cover it; their average recommendation is “Buy” and their average target is 148.75 USD (+14.2% versus the price). It is an estimate, not market data.