Mastercard MA
Mastercard is a payment technology company that operates a global network connecting consumers, merchants, issuers, and governments, generating revenue from transaction fees and value-added services. Mastercard shows solid fundamentals: operating margin of 61.11%, ROE of 241.2%, and earnings growth of 22.1%, with a reasonable valuation (P/E 31.26) for its quality.
Detailed metrics
Market and fundamental data as of the analysis date.
Full AI report
Generated automatically from the metrics, the macro context and the company's news.
Mastercard is a payment technology company that operates a global network connecting consumers, merchants, issuers, and governments, generating revenue from transaction fees and value-added services. Mastercard shows solid fundamentals: operating margin of 61.11%, ROE of 241.2%, and earnings growth of 22.1%, with a reasonable valuation (P/E 31.26) for its quality.
Score by category
| Category | Score |
|---|---|
| Financial health | 7.8 |
| Quality / Moat | 9.4 |
| Valuation | 5.2 |
| Growth | 7.5 |
| Dividend | 4.1 |
| Momentum | 5.6 |
| Risk & Context | 7.6 |
OVERALL SCORE: 7.2/10
Context and risks
No material exposure to interest rates, energy, or geopolitics. The payments business is defensive and globally diversified; the rise in rates does not affect its balance sheet (ND/EBITDA 0.59) or its valuation significantly.
News considered in the analysis
- Apple and Nvidia Are the Two Largest Companies in the World. Which is the Better Stock to Buy? — Listículo comparativo sin información nueva sobre Mastercard.
- Cardano News: Mastercard and Fireblocks Just Two of the Latest Developments for ADA — Mastercard colabora con Fireblocks en el ecosistema Cardano, señal de innovación en cripto, pero impacto incierto en beneficios.
- Is SoFi Technologies (SOFI) Cheap On Its Stablecoin Rollout And Growth Push? — Noticia sobre un competidor, sin impacto directo en Mastercard.
- ‘It Won’t Work’: Clark Howard Warns Capital One Quietly Moved Its Cheapest Customers to Discover — Ruido sobre competidores, sin impacto directo en Mastercard.
- SoFi Is Bypassing the Banking Bottleneck With Stablecoin Settlement — Noticia sobre un competidor, sin impacto directo en Mastercard.
Verdict: Hold or buy on pullbacks, given its competitive moat and sustained growth.
Main risk: Global regulatory risk on interchange fees and competitive pressure from new payment methods (stablecoins, open banking).
Other Financial Services companies
Neighbours in the sector ranking, to compare without going back to the index.
See all 1,000+ companies in the index →